Scroll down for a discussion on O.K....Give Me The Straight P@@P! within the Getting Started Selling Insurance.
I am a 48 y/o degreed woman, married with three children. I come from a sales background (retail, straight commission, luxury goods) and am considering ...
I am a 48 y/o degreed woman, married with three children. I come from a sales background (retail, straight commission, luxury goods) and am considering a career change to selling insurance. Even with a good run in the retail sector I would really like to escape from the working nights and weekends scene. My work/life balance is out of whack and I am getting tired of working for someone else. Also, retail takes its toll on one's body. I just can't see me doing it til I retire. I want to reinvent myself! With these concerns in mind, how many of you work weekends/nights? What about management hounding you about making your goals etc...Can you lose you job if you aren't producing or is it just "self-correcting"? Do you have to report to an office or can you work from home? Telecommuting would be optimal with gas prices so high. Are you salaried or straight commission? What about benefits? Thanks in advance?
The best thing for you to do is read the threads on this site. There are so many ways to go. You can do it any way you want. I stay home and market to seniors around the state. I get paid per application. Since I work at home I can wander in and out of my office. So yes, I will call eve and Sat am.
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"People who think they know it all really annoy those of us who do"
I want to reinvent myself! With these concerns in mind, how many of you work weekends/nights?
It all depends upon the market that you choose to work. If you do not want to work nights or weekends I would aim for either the business or seniors markets. With business you will almost never work appointments weekends or evenings. If you work the senior market you may have to do occasional evening or weekends but not too often. That is my experience.
Originally Posted by muffy432002
.....What about management hounding you about making your goals etc...Can you lose you job if you aren't producing or is it just "self-correcting"?
Depends upon who you are working for. You probably won't be hounded unless you are captive and on some type of salary or draw. Then if you don't produce they will be on you and yes you can be terminated.
Originally Posted by muffy432002
Do you have to report to an office or can you work from home? Telecommuting would be optimal with gas prices so high.
The answer is yes and yes depending upon who you go with. You may have to report to an office if you are captive and you can telecommute if you do what some on this forum are doing. Read all of the posts you can and soak up the answers. You need information and understanding before you do anything.
Originally Posted by muffy432002
Are you salaried or straight commission? What about benefits? Thanks in advance?
Most are straight commission. A few companies like Combined, AIG, Western Southern, or Metlife may pay a small salary at the start. Some offer a draw. The answer on benefits is yes and no, it all depends on whether you are a captive employee or 1099 or who you are working for or with.
However hard you are working now, you may go through a period of years in this field where you will work even harder for fewer dollars while you and the market figure out if you are or are not part of the 90% that do not make it. You may also be very successful, but I think you are at higher risk if one of your goals is to work less from the get-go. If you are owned lock, stock, and barrel by a company now and want more flexibility then probably that is achievable right off, as long as you use that flexibility to work all the time
Winter
Originally Posted by muffy432002
I am a 48 y/o degreed woman, married with three children. I come from a sales background (retail, straight commission, luxury goods) and am considering a career change to selling insurance. Even with a good run in the retail sector I would really like to escape from the working nights and weekends scene. My work/life balance is out of whack and I am getting tired of working for someone else. Also, retail takes its toll on one's body. I just can't see me doing it til I retire. I want to reinvent myself! With these concerns in mind, how many of you work weekends/nights? What about management hounding you about making your goals etc...Can you lose you job if you aren't producing or is it just "self-correcting"? Do you have to report to an office or can you work from home? Telecommuting would be optimal with gas prices so high. Are you salaried or straight commission? What about benefits? Thanks in advance?
------------------------------------ Spending Our Way to Prosperity
The best thing for you to do is read the threads on this site. There are so many ways to go. You can do it any way you want. I stay home and market to seniors around the state. I get paid per application. Since I work at home I can wander in and out of my office. So yes, I will call eve and Sat am.
Rabbi, you sly devil!!
Your own website...
Why didn't you call it rabbiinsurance.com? Now THAT domain has character.
Are you sure you want to include the picture?
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[COLOR=blue]Don't steal - the government hates competition.[/COLOR]
would you like to talk about insurance while you are working....
Sorry...I don't understand...If you are asking will I still be working my Neimans job, I don't know. I don't see how I can do both with my crazy hours. That's why I asked about a salary. I read that Prudential pays a small salary of about $400 weekly for 10 weeks. That would be a stretch but I could live on that for a while combined with my husband's income.
Sorry...I don't understand...If you are asking will I still be working my Neimans job, I don't know. I don't see how I can do both with my crazy hours. That's why I asked about a salary. I read that Prudential pays a small salary of about $400 weekly for 10 weeks. That would be a stretch but I could live on that for a while combined with my husband's income.
Metlife will pay a salary of up to $800 per week for 19 weeks at the start.
Dang, the NM's by me has annual evenings where only people who spend $100k in the store are invited to shop. I'm never invited. Does your store do that? Can you hook me up?
As has been said before, you need to spend a long weekend and read through the forum threads. There's so much info already here. I can't recall who said it, but someone I think posted just today or yesterday: Health insurance is bought, life insurance is sold. That is a great perspective.
most insurance is sold evenings and weekends......
I totally agree with one exception, the senior market.
Seniors usually don't want to see an agent in the evening or on weekends. Weekends are for family and grandchildren, evenings are for sleeping so they have the stamina to take care of grandchildren.
The senior market is basically 9-5 M-F.
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Muff... I think to start out u will find yourself working lots of nights and weekends. It takes years to build a self supporting client base where u can peel away from the BS hours. For years i worked days and nights on Monday, and Tues. booking appts and "running: them on wed and thurs from 10 am till my last one at 8 pm... then fridays i did paperwork and got additional info for apps. this was when i only went belly to belly with the client. dont know if i could have started out as an online agent... now though, i only do online new sales and play with my existing client base. i work about 30 hours a week... i wake up at 9 and stop about 4 or 5 or 6 and sometimes a do have to do an app at night... but not often. i have built my existing base up to 450 applications. i never target single people as to me they are a waste of time... but when u are new, u get what u can get.
So... just be ready to work 24/7 to start but after a few years u will be set.
Hope this helps and also... all i sell is indy health, nothing else.
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I can't spell, I can't write..... and I can't be bothered if you dont like it... got it???
[quote=Mr. Bill;75515]Dang, the NM's by me has annual evenings where only people who spend $100k in the store are invited to shop. I'm never invited. Does your store do that? Can you hook me up?
Of course I can, and I'm inviting you! How about a pair of Mario Bruni shoes, they are only $6500. Remember, image is everything, Mr. Bill. You can afford it, you sell INSURANCE!!!!!!!
Will that be on your Neiman's or AMEX?
O.K....Give Me The Straight P@@P!
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