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Anybody write business with this carrier? Seems like they are consistently one of the lowest priced term carriers. How has your experience been with writing ...


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Old 12-10-2008, 11:17 AM   #1
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Anybody write business with this carrier? Seems like they are consistently one of the lowest priced term carriers. How has your experience been with writing them? Who is a good IMO for this company? Please advise, thanks.
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Old 12-10-2008, 01:56 PM   #2
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They are an excellent term company with low rates. They have good conversion options. (Never sell a term policy without laying the groundwork for subsequent conversion to permanent.) Decent starting commissions with opportunities to increase your payout.

They offer advances at higher production levels as well as subsidized health insurance.

Very good WL and UL portfolio also.

If you are willing to put most of your term and WL/UL production with them it can become a very sweet deal for you with bonuses and retroactive commission increases.

In my state you contract direct with the company, a regional director is available for help.

They do require E&O.

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