Online Products

somarco · 03-04-2009, 07:52 AM

Looking to make my life easier. I have online quote & apply (self service) non-med life, major med, STM, dental.

Looking for accident, STD, cancer, critical illness.

Suggestions?

IndyAgentIDTMY · 03-04-2009, 09:11 AM

Colorado Bankers has a nice Critical Illness plan that you can quote and apply online.

Colorado Bankers Life

souldeux · 03-04-2009, 11:35 AM

Pfft, I live two towns over, just put my CBL number up there and nobody will eeeeever know.

If you're not already in with them, I have a broker's packet you can look over.

Amber Scherloz · 09-28-2009, 08:55 PM

Is buying an online insurance really safe? I know it more convenient and is into the techy side of the business. I myself would prefer such but I just worry on the reliability of it since you don't get to see the agent face to face.

YouGotMyMoney · 09-28-2009, 09:28 PM

Why would a successful agent want to meet a prospective client face 2 face?

somarco · 09-28-2009, 09:31 PM

What kind of people have the time to meet with several agents parading through their home?

Not the kind I want for clients.

jmhopkins40 · 09-28-2009, 10:10 PM

Originally Posted by Amber Scherloz

Is buying an online insurance really safe? I know it more convenient and is into the techy side of the business. I myself would prefer such but I just worry on the reliability of it since you don't get to see the agent face to face.

ARE U AWAKE?????

1. Looking for the cost for setting medicare appointments and the return policy for bad appointments?
2. Do you provide DNC scrubbed lists by county, zip etc?
3. What is your turn around time to set 20, 50, 75 and 100 appointments?
4. Do you invoice and bill monthly - 30 days after 1st order?

InsuranceDan · 11-03-2009, 09:38 AM

Being on the road is easier to get the the sale initially, but the weekly costs of driving/hotel/etc will eat you up. Also, the face-to-face agents typically try to use their sales skills and sell a higher priced product than the client really needs. Then the client has buyers remorse and shops around online or other agents, so the persistency numbers are naturally low with road warriors.

Selling over the phone is a lot easier, and it helps you do the right thing for the client because you know how easy it is for them to shop you. Even if you lose more sales initially because it's harder to pin people down, your backend profit numbers come out really well.

CHUMPS FROM OXFORD · 11-03-2009, 11:41 AM

"Also, the face-to-face agents typically try to use their sales skills and sell a higher priced product than the client really needs"

"Selling over the phone is a lot easier, and it helps you do the right thing for the client"

Respectfully...I don't agree with either of those statements.

Markingriffin · 11-03-2009, 12:03 PM

I'm just old fashion and believe in face to face. I love hand shaking and making relationships with my clients.