Hi all I am new to this forum. I am in the process of buying a new home. The lender is asking for an insurance quote on the new home and a copy of our insurance for our current home.
Here is the problem. We currently own our home outright and do not have insurance. I called to get a quote today and was turned down, due to the insurance company telling me that since I had a couple of shingles come off my current home and me not fixing it was considered an open claim.
So any advice on what I should do next? Are other home insurers not going to give me a quote based on me not having insurance currently?
Here is the problem. We currently own our home outright and do not have insurance. I called to get a quote today and was turned down, due to the insurance company telling me that since I had a couple of shingles come off my current home and me not fixing it was considered an open claim.
So any advice on what I should do next? Are other home insurers not going to give me a quote based on me not having insurance currently?