Data Breach VS Cyber Liability

Cyber liability is more of an umbrella term. Data breach is one of the things cyber liability covers.

Some other things that cyber liability might cover are:
- viruses
- website media liability (slander, libel, copyright infringement, etc)
- ransom ware
- business interruption and data recovery
as well as data breach.

In any of these, be cautious of what the policy actually says. I've been involved with a situation where a company unintentionally spread a virus, though it was very limited in scope and very isolated. I've never seen a ransom ware claim and have no idea how that would actually be covered.

Good question, lots of things to think about with cyber liability.

Dan
 
Like he said^^^ keeping in mind some cyber liability policies will cover data breach in the form of a janitor stealing paper copies of client information ect.
 
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