Farmgirl
Expert
I am a life and health agent , no clue on P & C.... BUT need help for a friend : which carrier would take her????
Here is HER story :
1. 16 years with State Farm, no claims, every year increasing premiums.
Looking for an alternative.
2. The day of the renewal, on November 28, I switched to
AAA with telling the agent, my roof is old, but I didn't know, how old.
3. I paid less money for AAA home insurance and also car insurance than State Farm. So I paid a quarterly premium for AAA.
4. The inspector from the insurance came middle of January to evaluate my property.
5. On January, 28 I got a letter from AAA, that they will cancel my home insurance at March 26, due to the age of my roof, my chimney, the lack of paint on my suffets and the shed, vwhich isbin bad chape. They didn't want the liability.
6. My friend suggested a roofing company to evaluate my roof for hail and storm damage.
7. They came middle of March, very late due to storm and ice and told me, the whole house has hail and storm damage and I got the advice to put in a claim with State Farm.
8. Meantime I talked to the State Farm agent and he wanted to take me back, but the roofer advised me to put a claim in with State Farm.
9. My coverage was going to be canceled, so I got a month to month insurance with the expensive Auto.owners.. insurance, but I was covered.
10. State Farm will not take me back because of my claim,
11. Farm Bureau doesn't take me because of my cancelation from AAA.
12. Meanwhile I got a total new roof (shingles).and have to pay it, because my roof doesn't have hail and wind damage.
Here is HER story :
1. 16 years with State Farm, no claims, every year increasing premiums.
Looking for an alternative.
2. The day of the renewal, on November 28, I switched to
AAA with telling the agent, my roof is old, but I didn't know, how old.
3. I paid less money for AAA home insurance and also car insurance than State Farm. So I paid a quarterly premium for AAA.
4. The inspector from the insurance came middle of January to evaluate my property.
5. On January, 28 I got a letter from AAA, that they will cancel my home insurance at March 26, due to the age of my roof, my chimney, the lack of paint on my suffets and the shed, vwhich isbin bad chape. They didn't want the liability.
6. My friend suggested a roofing company to evaluate my roof for hail and storm damage.
7. They came middle of March, very late due to storm and ice and told me, the whole house has hail and storm damage and I got the advice to put in a claim with State Farm.
8. Meantime I talked to the State Farm agent and he wanted to take me back, but the roofer advised me to put a claim in with State Farm.
9. My coverage was going to be canceled, so I got a month to month insurance with the expensive Auto.owners.. insurance, but I was covered.
10. State Farm will not take me back because of my claim,
11. Farm Bureau doesn't take me because of my cancelation from AAA.
12. Meanwhile I got a total new roof (shingles).and have to pay it, because my roof doesn't have hail and wind damage.
