Re: Input Needed from P&C Agents
I wouldn't say it's stupid or couldn't work. That's what people said to the Wright Brothers and their idea managed to get off the ground (pun in tended).
Unfortunately, there are some serious hurdles to overcome.
1 - You would have to be a licensed agent before you could be paid any money for your referral. Call it commissions, kickback, finders fee, whatever, I'm pretty sure a license would be required in every US state.
2 - You would have no control over what any insurance company would charge for the insurance even if you were licensed and dealing direct with your own carriers. There isn't likely to be any agreement by the customer for this deal without having his insurance quoted first. Without that agreement up front, your potential customer could just take the quote to his own agent for comparison.
3 - How much is your logo design worth? $100? $200? I'm guessing a logo design could be easily obtained at a reasonable cost just about anywhere without a business throwing it's insurance into the mix.