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Reply to Personal Umbrella with DUI     
Old 03-09-2016, 07:20 PM   #1
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JimmiDrums on Personal Umbrella with DUI
 
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Personal Umbrella with DUI Personal Umbrella with DUI
Any markets, specifically in CA, that will write personal umbrella for client with a DUI, AND will accept underlying auto BI of 250/500?

Every market I have checked with has either declined or require 500/500 BI when a DUI is present.

I tried searching the forums and this hasn't been addressed since 2011.

Thanks!
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Old 03-09-2016, 07:22 PM   #2
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Personal Umbrella with DUI
Not sure about CA but USLI has an excess lines umbrella.
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Old 03-09-2016, 08:54 PM   #3
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JimmiDrums on Personal Umbrella with DUI
 
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Personal Umbrella with DUI Re: Personal Umbrella with DUI JimmiDrums is the thread starter for: Personal Umbrella with DUI

Originally Posted by BigSteve View Post
Not sure about CA but USLI has an excess lines umbrella.
Thank you. I'll double check with them again. They did not offer this as a solution and I have only seen admitted umbrella paper from them in CA. Appreciate the tip!
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Old 03-10-2016, 07:07 PM   #4
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Personal Umbrella with DUI Re: Personal Umbrella with DUI
USLI and the last time I looked they had an excellent umbrella.
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Old 03-11-2016, 12:06 AM   #5
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JimmiDrums on Personal Umbrella with DUI
 
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Personal Umbrella with DUI JimmiDrums is the thread starter for: Personal Umbrella with DUI

Originally Posted by InsCommentary View Post
USLI and the last time I looked they had an excellent umbrella.
Agreed, but they require 500/500 for a client with a DUI. I am hoping to find a carrier that will allow 250/500.
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Old 03-11-2016, 10:10 PM   #6
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Personal Umbrella with DUI Re: Personal Umbrella with DUI
Originally Posted by JimmiDrums View Post
Agreed, but they require 500/500 for a client with a DUI. I am hoping to find a carrier that will allow 250/500.
I would personally tell the client to up the underlying to 500/500 and call it a day. He/she is getting more coverage anyway. Think you are wasting too much time on this trying to find a carrier for 250/500 with a DUI.
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Old 03-11-2016, 11:24 PM   #7
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JimmiDrums on Personal Umbrella with DUI
 
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Personal Umbrella with DUI JimmiDrums is the thread starter for: Personal Umbrella with DUI

Originally Posted by blue_wynd View Post

I would personally tell the client to up the underlying to 500/500 and call it a day. He/she is getting more coverage anyway. Think you are wasting too much time on this trying to find a carrier for 250/500 with a DUI.
Totally agree. I already provided quote for 500/500, however the carriers that offer up to 500/500 are at least 200% higher premium than his current policy with 250/500.
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Old 03-12-2016, 04:19 PM   #8
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NYR85 on Personal Umbrella with DUI
 
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Personal Umbrella with DUI
Did you try progressive?
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Old 03-14-2016, 01:55 PM   #9
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Personal Umbrella with DUI
RLI and personalumbrella.com as well. I'm pretty sure I've quoted similar situations with both.
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Old 03-15-2016, 12:02 AM   #10
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JimmiDrums on Personal Umbrella with DUI
 
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Personal Umbrella with DUI JimmiDrums is the thread starter for: Personal Umbrella with DUI

Originally Posted by NYR85 View Post
Did you try progressive?
No, but I will tomorrow morning. Thank you.

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Originally Posted by BigSteve View Post
RLI and personalumbrella.com as well. I'm pretty sure I've quoted similar situations with both.
I'll check RLI. personalumbrella.com requires 500/500.
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