Re: State Farm vs All State vs Nationwide vs Metlife
MetLife P&C agents get a lot of support from the company in the way of expense reimbursement, and they can sell life insurance obviously. On the straight life/financial planning side they don't get nearly as much.
Met has pretty low sales requirements P&C wise compared to most of the other companies.
They pay you a salary for the first two years (after selling enough to qualify for the program) not a loan/commission advance that can be "worked off" like most of the other carriers.
Met P&C agents are not allowed to get securities license though, so no VULs. But you can do term, whole, and UL.
Overall they're a pretty good company to work for. They're probably not the most competitive company when it comes to rates. But if you depend entirely on rate to sell, you're not going to do very good in insurance sales anyway. And when you do get someone who is their target market, and it's an account sale, they are competitive and the clients tend to stay with you for a long time.