Insurance Agent Forum

[TonyC]

Hi all,

I am looking for companies that write insurance for those who are in poor health.

I know that United American will insure people who are in poor health....with limited coverage.

Can anyone recommend other companies that will write policies for those in poor health?

Thanks in advance...

[Delta76]

For major medical, it all depends on your state. Many states have risk pools for those in poor health, although the rates may or may not be reasonable. That is typically the first place to start.

[arnguy]

There are some General Agencies that specialize in Impaired Risk coverage. It all depends on where you are located. There is a GA called Underwriting Specialists that does a lot of IR. Also, there is a company called U.S. Financial Life Insurance Company that does unique clinical underwriting on cases involving impaired health of prospects.

[Delta76]

Are you talking health or life?

[TonyC]

Wow...sorry guys....I am located in Florida....

I heard that Aetna is good...but not for everything.