Ok, So I have been offered the norm, Aflac and Primerica. I want to sell insurance because I have a very good sales experience. Is there other company's that I can sell for that don't frown at new agents? I know health and life do well.. Hows auto? All help is wanted!!
Career agencies: NYL, Mass, Guardian, NWM. All will hire new agents.
Keep in mind that you may need to be "de-programmed" from your past experience. Training from Primerica would interfere from your potential at any of the above career agencies.
Career agencies: NYL, Mass, Guardian, NWM. All will hire new agents.
Keep in mind that you may need to be "de-programmed" from your past experience. Training from Primerica would interfere from your potential at any of the above career agencies.
Just curious, what about Primerica wouldn't fly? I've never worked for them, but they used to have an office in a building I used to live in.
I wasn't impressed when their whole pitch was about the rule of 72 and how rich you can be.
What is it about how they do business?
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I actually was just called today. I am suppossed to go to thing on Tuesday, I just read alot of stuff on them... Some good and some bad.. I just don't know.
Primerica is all about BTID. You won't learn to sell whole life or any other form of permanent insurance. That's what the other career shops will want you to focus on.
I actually was just called today. I am suppossed to go to thing on Tuesday, I just read alot of stuff on them... Some good and some bad.. I just don't know.
What is rule of 72? What did you hear?
The 'Rule of 72' is a simplified way to determine how long an investment will take to double, given a fixed annual rate of interest. By dividing 72 by the annual rate of return, investors can get a rough estimate of how many years it will take for the initial investment to duplicate itself.
From what I got from the meeting several years ago it's just an insurance MLM.
Lots of recruiting, lower commissions, only citiproducts...
They seemed to all be broke, minus the district leader and just sold the dream pretending to do well.
For example, I was invited by a guy who had $15 in his bank account as I discovered as I was a banker at the time. If you met the guy he claimed to be this top producer, yada yada yada...
The 'Rule of 72' is a simplified way to determine how long an investment will take to double, given a fixed annual rate of interest. By dividing 72 by the annual rate of return, investors can get a rough estimate of how many years it will take for the initial investment to duplicate itself.
From what I got from the meeting several years ago it's just an insurance MLM.
Lots of recruiting, lower commissions, only citiproducts...
They seemed to all be broke, minus the district leader and just sold the dream pretending to do well.
For example, I was invited by a guy who had $15 in his bank account as I discovered as I was a banker at the time. If you met the guy he claimed to be this top producer, yada yada yada...
For example, I was invited by a guy who had $15 in his bank account as I discovered as I was a banker at the time. If you met the guy he claimed to be this top producer, yada yada yada...
Did you have a "business need to know" to access his account?
(Don't worry, I did it at the bank I used to work at too.)
Did you have a "business need to know" to access his account?
(Don't worry, I did it at the bank I used to work at too.)
Oddly enough he came by the next day and asked to meet with me personally at work. He sat down to talk and wanted a change of address, I guess he didn't figure that the system shows the balance.
I was with AFLAC for 2 years and I thought I knew what i was doing when I decided to add other products. It is totally different. I wouldn't recommend working for either. They have good products, the training isn't what you need.
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Larry Roberts
Larry.Roberts(at)Excaliburbenefits. com
Did you have a "business need to know" to access his account?
(Don't worry, I did it at the bank I used to work at too.)
Also, you wouldn't believe how upset he was when I said there's nothing really special about what they're doing. He said "they don't teach you that at the bank!" and I responded, "it just sounded like Rich Dad, Poor Dad telling you to buy term while investing the difference... nothing amazing there".
I only saw him one time afterwards, he told me he was opening an office on Michigan Ave...
(that office never actually opened)
Primerica's main focus is ( buy term and invest the difference). They have low commissions and only sell term. They are captive as I remember. I know they would not allow me to work with any other carrier. If you choose them they will want you to get your series 63 license to sell mutual funds. That is where their bread and butter is.
Aflac, never worked for them and never will.
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Let me reiterate, I pray I never have too work with Aflac.
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Primerica is good for people who are in it but when it comes to their clients I hear their not good.
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I also heard the clients are not that happy with their agents.
Last edited by lyndell : 10-19-2009 at 08:54 AM.
Reason: Posts merged
Primerica - Aflac - ???
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