- 6,990
So we dump a lot of money into my wife's 401k at work. When we first started I just let Fidelity pick the funds. Which was a bad idea. They were very conservative.
Two years ago I did a lot of research and set up the funds how I thought they should be set up for aggressive growth (we're in our early 30s). I looked for funds that had at least a 10%+ track record over 15-30 years. Other than the 20% or so I put in a large cap fund. I don't have much invested in bonds though, only about 6%.
Well 2 years ago, I had a 16% return for the year. Last year, I had 24%.
So far for this year, I'm at 2.5%. I'm happy with average over the 3 years, but this year sucks!
Is that just what's gonna happen with investing from time to time? Or should I consider moving some things around?
Two years ago I did a lot of research and set up the funds how I thought they should be set up for aggressive growth (we're in our early 30s). I looked for funds that had at least a 10%+ track record over 15-30 years. Other than the 20% or so I put in a large cap fund. I don't have much invested in bonds though, only about 6%.
Well 2 years ago, I had a 16% return for the year. Last year, I had 24%.
So far for this year, I'm at 2.5%. I'm happy with average over the 3 years, but this year sucks!
Is that just what's gonna happen with investing from time to time? Or should I consider moving some things around?