Question from Newby ?

[KidsGotHeart]

Does he say it or just the disclosure?

I saw him say it a couple of tines when pushed about the mythical 12%.

 

[plannerman]

12% is easy to obtain, if you run the right hypo haha. He doesn't say 12% going forward simply that they should have received that rate in the past. Not hard to do once you know which investments would have met that criteria