Originally Posted by ONLINEINSGURU
I just joined the Forum and am planning on selling Final Expense. Do you still like Royal and what sort of contract can I get and how are you generating leads? How many Agents do you have at this point? Are their rates competitive for Term and UL? How do they compare to Banner and AIG on term raters?
Yes, I think you will find that most of us that sell a lot of final expense agree that Royal Neighbors is a real good company to have.
Hoosier Daddy (Travis Tubbs) is the best person to contract through. He has helped a lot of agents get started and he is out in the field selling every day.
Royal is probably competitive on term and I'm not sure if they have UL at all. You won't usually write your final expensr business with the same companies you write term and UL through. They are 3-different animals.
I would avoid selling AIG for the time being even if they have good rates. Too much bad publicity with the brand. People will be afraid of them no matter what the facts are.