Originally Posted by Dave
I am researching selling Life on line with Efinancial. They get their leads from salesmogul. Does anyone know if these are good leads or if Efinancial is a good company?

Not sure about the salesmogul lead source, they used to use others but maybe that is new. I see the link to those leads on their site, but have no knowledge about them at all.
EFinancial's hook is the ALISS system. It is a proprietary rating and selling system CRM type software. Leads can be loaded directly into it, and they are automatically rated up for disclosed health conditions by the lead. All their carriers are loaded in and when the agent pulls up the lead it auto quotes the companies for desired face amount in assending order of price, showing each carrier. Applications can be populated through Aliss as well as ordering parameds, emailing clients, etc., so it is pretty comprehensive. There is a monthly cost for the use of the system, but not sure what that is. You can see some videos about the system and register for a demo of Aliss on their site.
Media - Efinancial Life Insurance Services
They also offer webinar weekly training on live calls, and product training, via subscription at a small cost. I believe that you are listening to an experienced pro make sales calls and seeing them use the Aliss system via webinar as they quote and close a prospect. eFinancial is essentially an
FMO who offers contracts with most of the top term life carriers. You may find higher contracts with the same companies via other
FMO's, but w/o the selling system. So I guess you pay a price for the support and selling system, but it comes down to net production; it may work for some and not others. The complaint that I have heard is that eFin is very large org, and they are less than efficient and things can move slowly. e.g. Contracting, and some apps, but this is 2nd hand info so no specifics about that.
You might find another selling system at InsOnly; LeadBoss.
Only Financial Group Not sure how effective it is side by side to Aliss, just letting you know that others exist. I'm sure there are others besides, but not familiar with them off hand.