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Originally Posted by healthagent
Well most of it is self-imposed. The national savings rate last year was negative and I'd to find the article that ...
Well most of it is self-imposed. The national savings rate last year was negative and I'd to find the article that the average American would BK without 3 months of income.
We're a "two car payment" society and bitch when things get tight. This is not the way our parents lived. Our parents saved.
You show me any middle class family right now that's broke and struggling and I'll show you their large screen TV - three of them, 2 computers, two cars and more house than they need. You show me any upper class person who's in financial trouble and I'll show you their Benz.
Our parents started off with small homes - 1,200 square feet then saved and bought more house as they could afford it. Many of our parents are actually still in the same homes 30 years later.
Now our first house is 3,000 sq ft because we're "losers" if we buy that small affordable house. We charge everything because we don't have the savings to buy 'em.
I think we need to stop worrying about the government taking care of us and managing our money better.
My grandparents lived in a dinky house outside of Cleveland and saved every cent they made. My grandfather worked putting bumpers on cars and bartended at night at the Italian lodge. Happiest people I knew.
If any our our great grand parents saw how we lived and handled our money today they'd be humiliated.
Yea right, many senior today are living on Defined Pension Plans, let us not mention which are heavily invested in insurance related products! Take away the DPP and SS most of them would starve within a week or two.
Very true. My parents are on a fixed pension and SS benefits. Without both of those they likely would not be able to live any type of lifestyle off their investments - especially since they'd have to live off the interest.
What's really sad is Enron situations were pensions evaporate. Happened here in MD with Bethlehem Steel - pensions and health benefits erased.
I'm Republican so I believe in less government however I think people need some type of federal protection for their pensions.
I'm also not an alarmist but I'll tell ya - we need some very major changes or my generation isn't gonna have a retirement.
------------------------------------ Health Insurance Agents: Training, Support, Discounts, E&O for $440 www.ihiaa.com
Very true. My parents are on a fixed pension and SS benefits. Without both of those they likely would not be able to live any type of lifestyle off their investments - especially since they'd have to live off the interest.
What's really sad is Enron situations were pensions evaporate. Happened here in MD with Bethlehem Steel - pensions and health benefits erased.
I'm Republican so I believe in less government however I think people need some type of federal protection for their pensions.
I'm also not an alarmist but I'll tell ya - we need some very major changes or my generation isn't gonna have a retirement.
There is a paper out there called "The Lost Generation", can not remember where it is at but, I guess if I look I can find it? Basically when SS is eliminated or drastically change it will greatly influence that Generation of seniors, "The Lost Generation", only guess is what generation will it be that suffers. Will it be generation X'ers telling us Babyboomers to drop dead and "NO" SS for you! I'm thinking sooner or later this has to happen, just when is anyones guess. Once SS and Medicare is address correctly the problem is over, it won't take much but, yes the pain will be felt.
So now you feel as though federal intervention has to take place in Health Care and now Retirement Pensions? Plus our generation will suffer thru okay in the end.
It worked in Chile, but again, you have to have good overall stock market performance for it to work.
Let's not forget that it was GWB who introduced it, and the Dems killed it simply because he'd introduced it. For now, SS is a 'sacred cow' and really, what do the legislators have to worry about? They're not relying on it anyway.
It worked in Chile, but again, you have to have good overall stock market performance for it to work.
Let's not forget that it was GWB who introduced it, and the Dems killed it simply because he'd introduced it. For now, SS is a 'sacred cow' and really, what do the legislators have to worry about? They're not relying on it anyway.
Yea but, he got reelected which means SS is no longer the Sacred Cow.
It's a shame that most Republican politicians don't believe in the same way.
Rick
Yea, I just love hearing people like John say such things but, in the next breath lays down a litany of things the government should be involved in!
Oh well, Thompson didn't do so good tonight, so he is basically out. I really don't know who out of this crowd I can support. I know that McCain I can not support, to big a liar and liberal for my taste.
And the difference between Obama and the Hilderbeast is exactly, what? Other than 1 vote, they're pretty much the same.
Let me ask you all this: do you really think ANY Republican has a shot at it? I don't think so. At all. And if Bloomberg throws his hat in the ring, it's completely over. IMHO.
And the difference between Obama and the Hilderbeast is exactly, what? Other than 1 vote, they're pretty much the same.
Let me ask you all this: do you really think ANY Republican has a shot at it? I don't think so. At all. And if Bloomberg throws his hat in the ring, it's completely over. IMHO.
Well, that only begs the question, which of the two Obama or Hildabest do you think can win in a National Election? Plus I'm sure Bloomberg would pull more Dem's then Rep's.
Let me ask you all this: do you really think ANY Republican has a shot at it?
I think Mit has a shot as he can flip flop to the center easier than anyone else. However I see it as a Dem year... just as 1960 (tired of do-nothing Ike), 1964 (Goldwater didn't have a prayer), and 1976 (Watergate and Nixon pardon) were Dem years. In those years, Jesus Christ running as a Rep wouldn't have gotten elected. This is a Dem year. People are sick of Bush and sick of the Reps. I think only Mit has a shot against Hillary... but not a very good one.
Personally, I would vote for Kermit the Frog before I voted for Hillary, but she will have women and blacks and that's all she needs. I don't think there is a white male in the country who will vote for her, but she will be able to get enough votes with women and minorities. Get used to it, I'm afraid it's gonna happen. There is an old, old saying in politics: You can't beat somebody... with nobody! Hillary is a major "somebody."
I think Mit has a shot as he can flip flop to the center easier than anyone else. However I see it as a Dem year... just as 1960 (tired of do-nothing Ike), 1964 (Goldwater didn't have a prayer), and 1976 (Watergate and Nixon pardon) were Dem years. In those years, Jesus Christ running as a Rep wouldn't have gotten elected. This is a Dem year. People are sick of Bush and sick of the Reps. I think only Mit has a shot against Hillary... but not a very good one.
Personally, I would vote for Kermit the Frog before I voted for Hillary, but she will have women and blacks and that's all she needs. I don't think there is a white male in the country who will vote for her, but she will be able to get enough votes with women and minorities. Get used to it, I'm afraid it's gonna happen. There is an old, old saying in politics: You can't beat somebody... with nobody! Hillary is a major "somebody."
Al
Mitt can beat Obama because Obama has no support in the center which is where candidates are going to have to fight for votes. Hillary has moved toward the center on the war which cost her the far left but she can make up for that by bringing millions of new voters to the polls because she is a woman. The problem for Mitt, as always, is Hillary. She can be beaten but if you frig up and put a dud on the ticket like a Dan Quayle or one of those losers then forget it. Codoleeza Rice or someone who bring an entire dimension and she can be beaten. Yes, Condi has baggage around the war but that cuts both ways. If the war continues to improve a little then that could be a plus.
I dont think that the womens vote is as predictable as the libs and the country seem to think. Yes, Hillary will get much of it but we are going to be looking at another election where a few thousand votes make a difference just like the last two. A lot of women are conservative and Hillary can drive them to the polls as well to vote against her. Even liberal women would love to have an alternative to her as we have seen with their votes for Obama.
Sarkozy was recently elected in France. He ran against Segolene Royal, an attractive, bright, vibrant , female, candidate who got women fired up and rallied and interested in politics by the millions. Problem is, they didnt all vote for her when it came election time despite what the polls said. The women -just like men- also wanted someone who could fix the frigging economy and the Socialist candidate was not it. Think about it.
Some things have run out for Hillary. She has aged as many of us have. She is plenty young enough to run but she is seen as a long-time, inside the beltway, political hack /whore at this point. She has been out there humping and telling everyone they need change. What she is slow to realize is that they agree and she is not it. Also, Bill built up another reservoir of popularity when he was out of office doing good things and people were sort of glad to see him back, especially with Bush's lack of charisma. That is beginning to wear real thin again though. He also is a lying hack which we have seen too much of and the centrist voters are remembering that now that old home week is over.
Guiliani is a weird duck is basically gone now or soon. Best to face that fact. He cannot beat Hillary or even come close. Weirdo.
Hillary is beatable. Not easily and probably not at all- but she is beatable.
Romney is the only one who can do it and the economic jitters play right into his hand because he is respected as an economic fix-it man and it would be the first time in a while that we had anyone in the white house who has worked in the private sector (being born rich or being on the board of Halliburton do not count). I just hope he doesnt shoot himself in the foot but picking some real loser for VP candidate as they all seem to do in either party. If he does, then it is Hillary all the way and Bill along with her and the entire happy meal will be back.
It's certainly shaping up to be Romney vs Hillary. I don't see a scenario where Hillary doesn't get the nomination. The Repub's are still up in the air and if Rudy still plans on being in the game he certainly seems to be playing his cards wrong.
Rudy has a lot of ugly personal issues that have not yet been exposed and that's a good Dem strategy. I think the Dems would drool if Rudy got the nod since they'd smear the cr** out of him. A lot of business associates of his have be indicted for fraud and his personal life is a train wreck.
If it's Romney vs Hillary the Dems have a fight on their hands.
Hillary is a Dem purist which is "If the government ran every aspect of your life you'd be better off." Heaven forbid she gets elected.
To think that women are all of a sudden going to start voting and vote for the Hilderbeast is a fallacy. Unlike Gloria Steinem (whom most women are definitely NOT like), women do not like the Hillary who "stood by her man" as he was degrading her publicly, the woman who flat out accused other women of flat out lying, the woman who could not admit to herself that she married a troll. An unbelieveable politician, but a disgusting troll nonetheless.
Now, that doesn't mean that women don't do stupid things (!) When asked, the #1 reason why women voted for Bill was because they thought he was "cute".
I think the general election is gonna be a nail biter. Maybe the Supreme Court will chose our next president like before. Or maybe there's a way we can stop Floridians from voting and it'll go much smoother
I think the general election is gonna be a nail biter. Maybe the Supreme Court will chose our next president like before. Or maybe there's a way we can stop Floridians from voting and it'll go much smoother
No more hanging chads - we've got these cool electronic voting machines now!
I think there's really only one opportunity for progress. I hope and pray that Michael Bloomberg will get in.