Senior Dental, Vision and Hearing Policy

agency_department · 07-31-2008, 10:20 PM

Spam

GreenSky · 07-31-2008, 10:51 PM

Originally Posted by agency_department

A new Senior dental, vision and hearing policy was recentlly introduced pretty much nationwide. ... removed due to likely spam ... I wrote 31 this month by mailing a letter and application with a postage paid envelope to my existing Medicare Supplement clients.

Wow! Two virtually idential posts. That gives you as much credibility as a can of processed pork.

I'm sure someone will be along shortly to delete the info.

Rick

*midwestbroker* · 07-31-2008, 11:00 PM

Please see the forum rules...There is a space for insurance offers, this should be posted there if you have any vested interest in this product.

agency_department · 07-31-2008, 11:28 PM

I'm new to the forum and it was done in error. You sound like a wonderful guy, Rick. I bet you use your wonderful charm and quick wit to close all of your sales.

HoosierDaddy · 07-31-2008, 11:57 PM

What is the name of the company?

patch36 · 08-01-2008, 08:36 AM

I couldn't find it on the internet with a search. Anyone have a website?

I've yet to find a Dental Policy I am very comfortable with. I had a client tell me about a discount program they bought through Careington, carington dental plan . Anyone know anything about it?

GreenSky · 08-01-2008, 09:51 AM

Originally Posted by agency_department

I'm new to the forum and it was done in error. You sound like a wonderful guy, Rick. I bet you use your wonderful charm and quick wit to close all of your sales.

Let's see. Your first 2 posts are spam - identical and only promoting what appears to be a marketer in which you have a vested interest. (You have not denied this).

Then your next post is to put me down for pointing this out.

Your next 2 posts are "new" and identical again. Promoting a product.

How about coming clean? What is your real name, agency, and location? What is your relationship to this marketing agency?

My information is there are all to see. I don't have any secrets. I stand by my response until such time as you come clean and stop spamming this forum.

Rick

Frank Stastny · 08-01-2008, 11:52 AM

Originally Posted by patch36

I couldn't find it on the internet with a search. Anyone have a website?

I've yet to find a Dental Policy I am very comfortable with. I had a client tell me about a discount program they bought through Careington, carington dental plan . Anyone know anything about it?

I've been in the senior market for more than a couple of years and am constantly looking for a not even good but reasonable dental plan for seniors and have not yet found one.

Several years ago American Pioneer came out with one that on the surface didn't look too bad until one started going over the individual benefits. The client had to be in the program for several years before it began to pay for anything more than walking in the dentist's door.

If the plan he is touting is so great then why hasn't he posted information about the benefits and how long the person has to be in the plan before it begins paying for more than an examination and maybe cleaning.

Everyone I've seen is a rip off.

Frank Stastny · 08-01-2008, 11:55 AM

Originally Posted by GreenSky

Let's see. Your first 2 posts are spam - identical and only promoting what appears to be a marketer in which you have a vested interest. (You have not denied this).

Then your next post is to put me down for pointing this out.

Your next 2 posts are "new" and identical again. Promoting a product.

How about coming clean? What is your real name, agency, and location? What is your relationship to this marketing agency?

My information is there are all to see. I don't have any secrets. I stand by my response until such time as you come clean and stop spamming this forum.

Rick

Rick, you've got to learn to come out of your shell and stop holding back. We want to know how you really feel.

I totally agree. Who in the hell does he think he is talking to? A bunch of agents who, on Monday, will have been in this business for a week?

HoosierDaddy · 08-01-2008, 01:37 PM

Originally Posted by Frank Stastny

Who in the hell does he think he is talking to? A bunch of agents who, on Monday, will have been in this business for a week?

[COLOR=black]That is funny!!! But with the MA season approaching. His target agent market is ripe for the taking...[/COLOR]

[COLOR=black]My heart goes out to these poor folks who are hoodwinked into getting their license with the promise of easy money doing MA. Frank, I know you can appreciate this, and I am sure you have shared my same experiences with talking to new agents who started doing MA, and now trying to figure out how they are going to make a living selling insurance now that the Gold Rush is over. As if in a 20-minute phone conversation or an email I am going to be able to teach them how to be successful selling FE, or Med Sup ect. Because that was probably the extent of training that they had before they began slinging PFFS plans.[/COLOR]

[COLOR=black]They are now forced with the task of actually collecting money, and or getting bank info for premium drafts. That can be a heavy task when your not used to asking for premium, or doing the other things to be a successful Independent Agent...[/COLOR]

Frank Stastny · 08-01-2008, 02:20 PM

Originally Posted by HoosierDaddy

[COLOR=black]That is funny!!! But with the MA season approaching. His target agent market is ripe for the taking...[/COLOR]

[COLOR=black]My heart goes out to these poor folks who are hoodwinked into getting their license with the promise of easy money doing MA. Frank, I know you can appreciate this, and I am sure you have shared my same experiences with talking to new agents who started doing MA, and now trying to figure out how they are going to make a living selling insurance now that the Gold Rush is over. As if in a 20-minute phone conversation or an email I am going to be able to teach them how to be successful selling FE, or Med Sup ect. Because that was probably the extent of training that they had before they began slinging PFFS plans.[/COLOR]

[COLOR=black]They are now forced with the task of actually collecting money, and or getting bank info for premium drafts. That can be a heavy task when your not used to asking for premium, or doing the other things to be a successful Independent Agent...[/COLOR]

I agree, my heart also goes out to them to the point of almost feeling sorry for them.

Even though there has never been such a thing as a "free lunch" there are tons of people out there looking for a get rich quick gig.

The recruitment tactics of marketing organizations and agency owners really makes me sick sometimes. Ads like:

SHOW ME THE MONEY ! ! ! ! ! ! ! ! !
Earn $150,000 first year working part time from home in your underwear. (It doesn't even have to be clean.)

Give health insurance away to Seniors. No money to collect, they don't have to pay premiums. Send in a signed application and receive a check within 15 minutes.

Contact "Stickit Up Yourbutt Agency". Turn in 25 apps and you will be a member of our "Break It Off" exclusive producers club. Among the benefits you will receive is the right to move to the front of the unemployment line.

That ain't right. Once again I'm holding back.

MedSuppPro · 08-01-2008, 03:13 PM

AGENCY_DEPARTMENT SHUT-DOWN!

The Rabbi · 08-01-2008, 04:59 PM

I submitted about 15 MA apps in July (don't forget I was in Alaska for a week) without seeing anyone, working part time at home. I'm also recruiting and training.

Not a lot of people can do this. It is a mind set and a lot of experience.

MedSuppPro · 08-01-2008, 06:24 PM

Originally Posted by The Rabbi

about 15 MA apps in July.

That's a very fine month! Or partial month -- way to go!

Who did you place 15 MA's with (carrier) and what election period (if any) did you use.

Frank Stastny · 08-01-2008, 07:19 PM

Originally Posted by The Rabbi

I submitted about 15 MA apps in July (don't forget I was in Alaska for a week) without seeing anyone, working part time at home. I'm also recruiting and training.

Not a lot of people can do this. It is a mind set and a lot of experience.

How many is "about" 15?

All that while you were in Alaska and working only part-time from home in your underwear. Your training must be outstanding.

You definitely have my vote for the forum "Stud Muffin".

jdeasy · 08-01-2008, 11:19 PM

Originally Posted by The Rabbi

I submitted about 15 MA apps in July (don't forget I was in Alaska for a week) without seeing anyone, working part time at home. I'm also recruiting and training.

Not a lot of people can do this. It is a mind set and a lot of experience.

That's a pretty good whole month for many agents. I worked the whoe month. I did 20 MA PFFS, all face to face. I did 3 SNP's, all face to face. I did $6000 ap FE, again, face to face. I also did $2000 ap in term life. Those were also face to face appointments.

I don't know know how you do MA plans without meeting with the folks, but, more power to you. It must be easier than what I'm doing.

MedSuppPro · 08-02-2008, 10:55 AM

July 2008;

I canceled my 10 day east coast vacation and finally placed 48 retiree MedSupp's with 48 PDP's. This did require several seminars, numerous corp meetings, and a time line that started last November.

But, I did do 3 horse shows during July!
Now that's old school

jdeasy · 08-02-2008, 11:02 AM

Originally Posted by MedSuppPro

July 2008;

I canceled my 10 day east coast vacation and finally placed 48 retiree MedSupp's with 48 PDP's. This did require several seminars, numerous corp meetings, and a time line that started last November.

But, I did do 3 horse shows during July!
Now that's old school

You have horses? I've shown horses all my life.

Frank Stastny · 08-02-2008, 11:19 AM

Originally Posted by MedSuppPro

July 2008;

I canceled my 10 day east coast vacation and finally placed 48 retiree MedSupp's with 48 PDP's. This did require several seminars, numerous corp meetings, and a time line that started last November.

But, I did do 3 horse shows during July!
Now that's old school

[COLOR=Red]AWESOME!

[/COLOR][COLOR=Red][COLOR=Black]I don't call that "old school" I call it taking care of your clients and making them feel "warm and fuzzy". Those people will be on the books for a very long time. You have built trust and a long term relationship with them. You are, not a an order taker to them, you ARE their insurance agent. That's how one makes long term money in this business.[/COLOR]
[/COLOR]
That is most impressive. Congratulations. That was time well spent. I'm sure you will get a bunch more from all the time you put into it.

GreenSky · 08-02-2008, 02:41 PM

Originally Posted by The Rabbi

I submitted about 15 MA apps in July (don't forget I was in Alaska for a week) without seeing anyone, working part time at home. I'm also recruiting and training.

Not a lot of people can do this. It is a mind set and a lot of experience.

I was in Alaska for 10 days and submitted 16 MA apps in July, working less than part-time at home. I recruited and trained one more agent than you did.

Also played golf 22 days out of the month. (Yes, that makes 32 days but I'm very good at time management).

Rick