My father has been in the insurance industry for over 30 years has passed this test every year since 2008 but can not pass the test for this year 2018. He has been studying for days, has piles of paperwork, and has passed every other test for other certifications, security licenses, etc. One has to wonder if the test is designed for failure? Is anyone else having this experience this year?From all I've seen three times is the limit. How does someone with years of renewals level of experience not pass in three tries, or not know that everything is on the line on that third attempt?