Any Medicare Plan in the Country who Covers Clients with ESRD?

[SouthernComfort]

if he is turning 65, write him an aarp med supp, he is "aging in" or turning 65 creates an enrollment period for this guy.

 

[GreenSky]

he IS T65.
which companies will write it without asking about ESRD?

He still can't get an MA plan but really he doesn't want one in this case.

He is eligible for ANY Med Supp.

Had you posted he is T65 originally you would have received far fewer responses and you would have had your answer immediately.

Or just refer him to an agent that understands Medicare.

Rick

 

[axeman462]

Yes, he's New to Medicare.
the question about ESRD is still on every app that I know of.

are there any that you know of that dont require the client to answer that question?

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he IS T65.
which companies will write it without asking about ESRD?

do AARP medsupp. he will be your bff forever if you do. just make sure you do right with him on his pt d plan

 

[goillini52]

Yes, he's New to Medicare.
the question about ESRD is still on every app that I know of.

are there any that you know of that dont require the client to answer that question?

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he IS T65.
which companies will write it without asking about ESRD?

Unbelievable! T65...you left out the most important piece of info from your original post. You should do some reading. During Open Enrollment no health questions are asked, so take your pick.

 

[sman]

He still can't get an MA plan but really he doesn't want one in this case. He is eligible for ANY Med Supp. Had you posted he is T65 originally you would have received far fewer responses and you would have had your answer immediately. Or just refer him to an agent that understands Medicare. Rick

Give him a little bit of credit. At least he was seeking info to make sure he did right by his client. His problem is he doesn't know what he doesn't know.

 

[GreenSky]

Give him a little bit of credit. At least he was seeking info to make sure he did right by his client. His problem is he doesn't know what he doesn't know.

That is correct but the problem isn't his, it becomes his clients'. I don't do estate planning or sell complicated life cases because I know what I don't know. When someone needs an annuity or LTC I call a specialist (Tahoe Ray).

Many times the best way to help a client is to refer him/her to an agent that does know.

Rick

 

[SouthernComfort]

Bingo Rick, do what you KNOW, refer out what you don't. PERIOD. Always remember this, pigs get fat, hogs get slaughtered.

 

[sman]

That is correct but the problem isn't his, it becomes his clients'. I don't do estate planning or sell complicated life cases because I know what I don't know. When someone needs an annuity or LTC I call a specialist (Tahoe Ray). Many times the best way to help a client is to refer him/her to an agent that does know. Rick

Agreed.........

 

[agentjhc]

That is correct but the problem isn't his, it becomes his clients'. I don't do estate planning or sell complicated life cases because I know what I don't know. When someone needs an annuity or LTC I call a specialist (Tahoe Ray).

Many times the best way to help a client is to refer him/her to an agent that does know.

Rick

Agreed. I have 2 people that I take LTC or Annuity cases to. I don't want to mess up someone's plan.

 

[jdeasy]

Yes, he's New to Medicare.
the question about ESRD is still on every app that I know of.

are there any that you know of that dont require the client to answer that question?

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he IS T65.
which companies will write it without asking about ESRD?

All the med sup companies will take him. But my recommendation is to refer this case o an experienced med sup agent.