Anyone Know of a Med Supp Carriers in TN that Would Approve...

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...Diabetes, 3 meds total and one of them insulin, 2 BP meds with changes in something over the last 2 years.

Likely looking at AARP, wondered if anyone had a trick up their sleeves.
 
...Diabetes, 3 meds total and one of them insulin, 2 BP meds with changes in something over the last 2 years.

Likely looking at AARP, wondered if anyone had a trick up their sleeves.

Is Equitable Life available. They are a possibility depending on how well it is controlled, and if there are no complications. Somarco would know better about their underwriting, but I placed a guy there who was on Insulin, metformin and a couple BP meds at standard with them.
 
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Equitable

Diabetes
● Under control, no diabetic complications, oral medication or diet control . . . . . . . . . . . .Ultimate
● Under control, no diabetic complications, insulin dependent . . . . . . . . . . . . . . . . . . . . .Standard
● Uncontrolled diabetes, A1C >7.0% or average fasting blood sugar >120 . . . . . . . . . . . . .Decline
● With diabetic complications . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Decline
 
Equitable

Diabetes
● Under control, no diabetic complications, oral medication or diet control . . . . . . . . . . . .Ultimate
● Under control, no diabetic complications, insulin dependent . . . . . . . . . . . . . . . . . . . . .Standard
● Uncontrolled diabetes, A1C >7.0% or average fasting blood sugar >120 . . . . . . . . . . . . .Decline
● With diabetic complications . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Decline

Do you have a underwriting cheet sheet for all the companies?
 
...Diabetes, 3 meds total and one of them insulin, 2 BP meds with changes in something over the last 2 years. Likely looking at AARP, wondered if anyone had a trick up their sleeves.
Manhattan is also fairly lenient with the diabetes if less than 50 units per day
 
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