Isn't this because currently U65 Medigap is going to be 100% disability with a ton of claims? If they opened it up to anyone aged 55+ I'd expect premiums to be lower than T65's are currently right?
U65 is currently disabled, high claims, nobody wants it. Plan F (Phys Mut) is $400; AARP
/UHC is $405; Aetna $819, BX $1657 . . . .
Carriers won't know how to price 55 - 65 any more than they knew how to price Obamacare. Give that all of them lost money and got screwed by DC I would not expect to see prices lower than current. Depends on what other options available, whether or not there is a mandate, if Medicaid is available . . .
Too many variables to say what the premiums would be.