Getting MAPD Certified Vs NOT Getting Certified

[FLM2]

You can be certified to sell 2-3 PDP carriers and be able to provide a very suitable plan for the majority of cases.Why does it matter if the client has a AOR ? If I was the client I want my insurance agent to be able to call the carrier on my behalf if needed and also know that the agent has liability as far as recommending a suitable plan.I also would want the financial advisor spoon feeding me leads to know I go the extra mile for their clients and not just AOR for the easy peasy med supp products.Also even if you are not certified to sell PDP agents are still governed by the CMS Marketing Rules which dont forget the DOI can now get involved with enforcing.

It's a waste of time responding to the ignorant remarks made by a non-agent who has absolutely no clue about what it takes to be a successful, fully compliant insurance agent.

The key here is that CMS has regulatory authority over agents who aren't certified as well as those who are certified regarding PDP, just because those who aren't certified and offer PDP advice aren't being paid doesn't mean that they can't be held liable by CMS and not being certified would be a far greater potential penalty than anything else.

This whole narrative about CMS watching every move and step you take with Medicare plans is way overblown as well. If you do the basics and pay attention to detail there is little chance of having any problems that could jeopardize your licensing and certification.

 

[dutchguitar]

Only get paid if u move to New pdp. Half your book won't budge off Humana or AARP wg.

Most biz will go to 4 companies, but certify for 10, which ones?

Zipped lips, your vernacular must change. Tongue is tied.

Website, pre approval before putting word medicare on it.

They must call u, they must sign soa, u must wait to talk.

Don't believe in ma. I don't wanna do it. Go thru Hell for a few grand, no thanks. It's not only important to figure out what to sell, but more important to know what NOT to sell.

Your seminars, may need to be pre approved. Make sure it only crackers for the meal.

Refer it out to someone u trust and does it full time. Referral fee. Self Education of each ma will bog u down.

U can't be the queen of all products, and be a specialist in any one of them.

Most agents/brokers I know make well over 6 figures just in renewals. Not getting certified is a gross financial mistake if income is what you are looking for.

 

[jacobtn]

Are you a licensed agent? If not why are you still here, all the while posting nonsense you obviously know nothing about!

You can be certified to sell 2-3 PDP carriers and be able to provide a very suitable plan for the majority of cases.Why does it matter if the client has a AOR ? If I was the client I want my insurance agent to be able to call the carrier on my behalf if needed and also know that the agent has liability as far as recommending a suitable plan.I also would want the financial advisor spoon feeding me leads to know I go the extra mile for their clients and not just AOR for the easy peasy med supp products.Also even if you are not certified to sell PDP agents are still governed by the CMS Marketing Rules which dont forget the DOI can now get involved with enforcing.

 

[FLM2]

Are you a licensed agent? If not why are you still here, all the while posting nonsense you obviously know nothing about!

Everything in that post is correct, have you ever taken the time to read the CMS rules about marketing MAPD and PDP plans?

 

[yogooglethis]

Are you a licensed agent? If not why are you still here, all the while posting nonsense you obviously know nothing about!

FYI I have sold thousands of Medicare Health Plan policies since I was first licensed in Florida in 1992. I offer my clients all the options including MA/PDP - plans that some agents here evidently find too inconvenient or too complicated to sell.

 

[vic120]

Honestly Why not, You know the material with a few carriers its not too much time invested, United Health is a good carrier to have in TX, I sell few UHC MA plans every year in TX, Plus there walgreens PDP is popular now, Easy enrollments, Humana has Eapp,

I get a nice check every Jan on Humana PDP & Silver Script PDP.

I don't contract with every carrier, I do still help enroll or send clients direct to do PDP when I am not contracted with a carrier that works best, And it still works out well.

 

[LostDollar]

Honestly Why not, You know the material with a few carriers its not too much time invested, United Health is a good carrier to have in TX, I sell few UHC MA plans every year in TX, Plus there walgreens PDP is popular now, Easy enrollments, Humana has Eapp,

I get a nice check every Jan on Humana PDP & Silver Script PDP.

I don't contract with every carrier, I do still help enroll or send clients direct to do PDP when I am not contracted with a carrier that works best, And it still works out well.

How many years do you think it took you to get comfortable with the process, so you were confident you were selling the plans right and could do the annual testing fairly easily?

 

[vic120]

How many years do you think it took you to get comfortable with the process, so you were confident you were selling the plans right and could do the annual testing fairly easily?

I started in Call Center selling Maj Med, I was comfortable right away, then they had Humana come in and we all did as a group training then Ahip then I was selling right away and comfortable, It wasn't till I went independant that I sold med supp.

Everything I was comfortable right away although I had prior phone sales experience then Maj Med experience then MA then Med supp, So I would think that made it all easier

 

[LostDollar]

Ok. Thanks for the answer back. LD.