Guy Heart Attack 2 Mos Ago

[incis]

Guy says MOO quoted 10k for him 5k for his wife at $105 a month for both. Both 70 and he had heart bypass 2 mos ago and she smokes. That doesn't seem right to me. I mean Monumental preferred rates for both are over that. Anyone know what/why MOO quoted them that rate?
thanks

 

[bourbonlegend]

Just one of those things. The MOO guaratee issue is unbeatable and it's not available to agents to sell.

 

[jdeasy]

Guy says MOO quoted 10k for him 5k for his wife at $105 a month for both. Both 70 and he had heart bypass 2 mos ago and she smokes. That doesn't seem right to me. I mean Monumental preferred rates for both are over that. Anyone know what/why MOO quoted them that rate?
thanks

That is not a correct price. $10,000 face for him with MoO on their GI is $89/mo. $5000 face for her is $35/mo. Total-$124/mo.

That is ROP + 10% for the first two years.


Doesn't sound like they have to have that. Barring any other health issues they should be able to get immediate coverage and at a better price than MoO's GI.

If they have to have GI, they will not find a better price than MoO.


Uh, change my answer. I was reading 2 years ago, you said 2 months ago. The MoO is gonna be his bet option. What about the wife? Does she have to have GI?

 

[incis]

no wife does not have to be GI

 

[jdeasy]

no wife does not have to be GI

Then tell him to do the deal with MoO and you write the wife with one of your carriers.