Health Net and Guaranteed Issue

[maniacagent]

Health Net told me today they will be accepting both voluntary as well as involuntary enrollments for people leaving their previous employer group plan on a guarantee issue basis for both supplements AND Med Advantage plans.

Just as I am getting raked over the coals providing health information for my other pending customers over at Omaha....

Health Net got a memo here in California yesterday that they will be accepting both wo health questions.

I am wondering if Omaha will go back to that or if other carriers
will ----anybody know?

 

[CABenefits]

Health Net told me today they will be accepting both voluntary as well as involuntary enrollments for people leaving their previous employer group plan on a guarantee issue basis for both supplements AND Med Advantage plans.

Just as I am getting raked over the coals providing health information for my other pending customers over at Omaha....

Health Net got a memo here in California yesterday that they will be accepting both wo health questions.

I am wondering if Omaha will go back to that or if other carriers
will ----anybody know?

I'm in the same situation with Omaha. I have an individual covered through his spouse' retiree group plan. Major rate increase in Jan. they save a considerable amount by him terminating his coverage and buying a med supp and drug plan. MOO is saying he is only eligible for GI if he had an involuntary termination or reduction in benefits or part b premiums. He must also supply the letter of termination. Anthem on the other hand is taking employer terms regardless of why they termed. Then I found out MOO has a rate increase of 8%. Have you read the GI statement? It does not specify involuntary or voluntary termination. Nonetheless, MOO lost the business

 

[G.Gordon]

CAB,
MOO is just going back to what CMS mandates, nothing extra like they used to.

Missouri has a state mandate of voluntary or involuntary gets GI.

 

[maniacagent]

CAB,
MOO is just going back to what CMS mandates, nothing extra like they used to.

Missouri has a state mandate of voluntary or involuntary gets GI.

i got the impression from Health Net that the mandate to accept either voluntary or involuntary was either from the State of California or possibly Federal. The girl I spoke with did not know, but from what she told me I just have a feeling it is more than just Health Net.

Well..I just called Family Life. For Guaranteed Issue they need it to be INVOLUNTARY.