High Ded J Cost Vs High Ded F Cost

[LostDollar]

Does anyone still have clients on a High Deductible J plan - and if so - how do those premiums compare to High Deductible F premiums?

(Giving a sense of how closing a group affects premium rates on a high deductible plan.)

 

[goillini52]

Does anyone still have clients on a High Deductible J plan - and if so - how do those premiums compare to High Deductible F premiums?

(Giving a sense of how closing a group affects premium rates on a high deductible plan.)

The premiums on any closed book of business are going to go up at a faster rate, because there's no fresh healthy premium meat coming in to offset the aging policyholder claims that are left.

LD, instead of worrying about this type of thing and analyzing everything, shouldn't you be studying for your test.?