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Reply to Medicare A + B + Group     
Old 09-27-2012, 06:18 PM   #21
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senior-advisor-indiana on Medicare A + B + Group
 
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Medicare A + B + Group
Originally Posted by somarco
.

Yeah, he's aware of that now.

A lot of older guys have trouble with premature triggering . . .
Rick is also an expert in that field. I'll let you know what his response is when he wakes up from his nap. He says he is flying a plane but we all know he doesn't have the energy level for that.

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Old 09-27-2012, 07:34 PM   #22
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Medicare A + B + Group Re: Medicare A + B + Group
I've blocked every person on the forum. It's called a "global block."

Rick
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Old 09-27-2012, 07:45 PM   #23
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Medicare A + B + Group Re: Medicare A + B + Group somarco is the thread starter for: Medicare A + B + Group

Well, young guys have that problem too.


It's called a "global block."

Is that like a mental block?
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Old 09-29-2012, 07:53 AM   #24
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Medicare A + B + Group Re: Medicare A + B + Group
Originally Posted by DS4 View Post
I don't like to disagree with Rick as he has "Diamond" status with Harrahs, which I take advantage of frequently.
Ricks answer was correct for Cali. Probably not for the other 57 states.

there are only 57 total states, according to one well known fella
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Old 09-30-2012, 08:12 PM   #25
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Medicare A + B + Group Re: Medicare A + B + Group
Originally Posted by somarco View Post
Just got off the phone with a guy, age 75 and good health (did not drill down). He has been on A and B plus wifes group plan for 10 yrs.

She will retire next year and he wants to know what their options are.

Will he have to go through underwriting since he has been on B for so long or does his group coverage (which is primary) take precedence?
He qualifies for an SEP if he loses group insurance, which will allow him to enroll in a MA plan or PDP. He has lost his OE for Med Sup, but if he has creditable healthcare coverage, in most cases he will not have pre-existing exclusion limitations. The priority is that he has to get Rx coverage within 63 days of loss of drug coverage to avoid Pt D LEP (assuming his group had creditable drug coverage, too). If he gets a Med Supp, he will still need a PDP.

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Some guys were talking on the subject of boxers vs. briefs. I noticed that those who were wild and footloose liked boxers and those who were more uptight liked briefs. When they asked me, "Which do you like, boxers or briefs?" I said... "Depends."
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Old 09-30-2012, 08:26 PM   #26
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Medicare A + B + Group
Can't he go to UHC med supp and not have to qualify since he has had creditable coverage and coming off group?
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Old 09-30-2012, 08:52 PM   #27
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Medicare A + B + Group Re: Medicare A + B + Group
Originally Posted by floridagirl View Post
Can't he go to UHC med supp and not have to qualify since he has had creditable coverage and coming off group?
That is what I said. My point is that he needs to also look at his drug coverage. The timeline is 63 days for drug coverage. I don't know what timeline UHC has for enrollment with loss of health coverage, but I think it is two months.... don't ask me why it is not 63 days as well, I'm not a government bureaucrat. But I did stay at a Holiday Inn Express last week.

Point: there is a distinction between rules for creditable healthcare coverage and creditable prescription drug coverage in Medicare. Look up HIPAA rules for under 65 and you will find more differences. The beat goes on......

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Some guys were talking on the subject of boxers vs. briefs. I noticed that those who were wild and footloose liked boxers and those who were more uptight liked briefs. When they asked me, "Which do you like, boxers or briefs?" I said... "Depends."

Last edited by retread; 09-30-2012 at 08:55 PM.
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Old 09-30-2012, 10:54 PM   #28
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Medicare A + B + Group
Ok retread, I see where you did say that but after sitting in meeting with UHC, last Wednesday I know he doesn't have to qualify with them. That was my point.
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Old 08-27-2013, 02:57 PM   #29
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Medicare A + B + Group Re: Medicare A + B + Group
I believe if you read the guidelines for coming off a group policy they only have 63 days not 6 months
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Old 08-27-2013, 04:33 PM   #30
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Medicare A + B + Group
Originally Posted by mschuebel View Post
I believe if you read the guidelines for coming off a group policy they only have 63 days not 6 months
Thanks for clearing that up......
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