Medicare A/B As Secondary Payer After Group

yorkriver1

Guru
1000 Post Club
1,734
Virginia
Due to unintended consequences of sign up date (note:client not drawing SS benefits), my client is eligible for 5/1/2015 on Medicare A&B, even though the online app was done after 5/1/15. T65 in May 2015. It seemed the effective date would have bumped to 6/1/15, but no. 1st thought would be, oops, will owe an extra $105 for May.

There have been big medical bills in May, so now, wouldn't it make sense to submit the Medicare # for coordination of benefits? The employer is over 20 employees, so it's optional to sign up for Medicare B @T65. The client wants lower cost for more coverage, which Plan F (their choice for simplicity) will provide, compared to employer group plan.

I have not yet had anyone on both Medicare A & B + employer group coverage with actual claims that might make sense to submit.
 
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