- 359
Doesn't look like they've changed it much in the last 5 years. Only thing different is the carrier they are selling.
Wow, haven't seen a contract with that many obnoxious clauses in years. Red flags all over the place. It looks like a time bomb waiting to go off after which they would seize all your renewals.
As has already been recommended, run, don't walk from this bunch.
P.S. -- Wouldn't you love to have been a fly on the wall and seen when the email came into Tony's office (in Maryland) about Cigna-HealthSpring being hit with CMS sanctions? I bet the ashtrays were a-flying!