Part B Delayed Enrollment Penalty Question

[Ronnie Carter]

If Medicare is not primary (sub 20 emp group) then part B is needed. Without it their insurance at work is basically useless.

G Gordon -- Not trying to muddy the waters here, but isn't Medicare primary most of the time with sub-20 EGHP's? Your statement is confusing to me. Any clarification would be welcome. I am not extremely experienced with dealing with employer plans but my understanding was that when there are less than 20 employees, Medicare pays first. This would make the second sentence, quoted above, make sense.

Am I missing something here?

 

[G.Gordon]

Clarification: earlier I was indicating that M.care is primary in that sized groups.

 

[Ronnie Carter]

Clarification: earlier I was indicating that M.care is primary in that sized groups.

Got it! Thanks. Many times my brain cycle speed and fingers' operating speed is out of sync and I end up typing the opposite of what I meant.