Pre 65 Medicare Disability

[saintstigers]

Check me on this. Have a client that has been on Medicare due to a diabolical disability since 2013. She is now turning 65 in August. Want to confirm that she will be able to enroll in a Med Supp with no UW since she is in her second IEP? Correct?

 

[steveadlman]

Will not answer your question since you are a LSU fan. She will be in Open Enrollment for any Med Supp plan offered in her state. Roll Tide!

 

[jerry176]

Check me on this. Have a client that has been on Medicare due to a diabolical since 2013. She is now turning 65 in August. Want to confirm that she will be able to enroll in a Med Supp with no UW since she is in her second IEP? Correct?

Whats a "diabolical" ???


I did find this definition:
belonging to or so evil as to recall the Devil.
"his diabolical cunning"
synonyms: devilish, fiendish, satanic, demonic, demoniacal, hellish, infernal, evil, wicked, ungodly, unholy
"his diabolical plans"

 

[WCMason]

Check me on this. Have a client that has been on Medicare due to a diabolical since 2013. She is now turning 65 in August. Want to confirm that she will be able to enroll in a Med Supp with no UW since she is in her second IEP? Correct?

Correct. No exclusion for diabolicals.

 

[saintstigers]

Whats a "diabolical" ??? I did find this definition: belonging to or so evil as to recall the Devil. "his diabolical cunning" synonyms: devilish, fiendish, satanic, demonic, demoniacal, hellish, infernal, evil, wicked, ungodly, unholy "his diabolical plans"

oops auto correct disability

 

[jerry176]

oops auto correct disability

Could be cajun voodoo

 

[AllyriaRedbird]

Hee hee "Whats a "diabolical?"

Answer; a Medicare Advantage plan!

Just don't do that to her and she will be fine. One chance only to get it right at T65.

 

[pfg1]

oops auto correct disability

So then what is a disability disability?

Leave it to an LSU fan...

 

[mickeyma]

her second IEP? Correct?

This is her FIRST IEP (Initial Enrollment Period) for Medicare since she is
turning 65 in August so no underwriting.

 

[FLM2]

Hee hee "Whats a "diabolical?"

Answer; a Medicare Advantage plan!

Just don't do that to her and she will be fine. One chance only to get it right at T65.

You really have no clue-MAPD plans have a 12 month trial period after a first time enrollment to go back to Original Medicare and get a Medicare Supplement with no underwriting, regardless of health.

I would hate to be a prospect of yours making $20,000 a year and be brainwashed into thinking that a Medicare Supplement is the only option.

You are aware that more people on Medicare have MAPD plans than Med Supps or did you miss that part of whatever training you received at Banker's Life?