Senior Dental and Vision Plan

[saintstigers]

Any good senior dental and vision plans worth contracting with? I have many med supp clients ask about dental and vision.

 

[goillini52]

Any good senior dental and vision plans worth contracting with? I have many med supp clients ask about dental and vision.

http://www.insurance-forums.net/forum/senior-insurance-forum/dental-plans-65-a-t77280.html

Also CUL. UNL has a good rider that can be added to a cheap cancer policy(it pays on actual charges).

 

[ShawnSIM]

Check out TeamCorp. They have 3 products with an annual benefit of $2500. For most clients, they will have a good product to match the need.

 

[goillini52]

Check out TeamCorp. They have 3 products with an annual benefit of $2500. For most clients, they will have a good product to match the need.

Looks good, but really expensive.

I like the carryover feature.

 

[GoPokes]

What do you guys think of the Medico DVH policy? I have clients that say it pays well, and I have clients that say it doesn't.

 

[goillini52]

What do you guys think of the Medico DVH policy? I have clients that say it pays well, and I have clients that say it doesn't.

The ones that didn't probably ran into "usual and customary charges".

 

[Chazm]

I just did a contract for Delta dental.
$0 deductible
No max amount of coverage
No waiting periods
$120 a year premium.

And it has more dentist than the Humana hi215 at least around me it does.

 

[saintstigers]

I just did a contract for Delta dental. $0 deductible No max amount of coverage No waiting periods $120 a year premium. And it has more dentist than the Humana hi215 at least around me it does.

I didn't know delta dental sold individual policies. Thanks!

 

[plannerman]

I just did a contract for Delta dental. $0 deductible No max amount of coverage No waiting periods $120 a year premium. And it has more dentist than the Humana hi215 at least around me it does.

I'm guessing it pays agent $500 a year too...ya right

 

[rousemark]

http://www.insurance-forums.net/forum/senior-insurance-forum/dental-plans-65-a-t77280.html

Also CUL. UNL has a good rider that can be added to a cheap cancer policy(it pays on actual charges).

I quit selling the UNL cancer becasue of the policy language. The policy sates it is a "First" Diagnosis cancer policy and the policy states in the benefits section that it will pay on the "first" diagnosis of cancer. According to that language it would not pay if you had a second diagnosis of cancer. For example the type of throat cancer I had often reappears down the road as a form of lung cancer. According to the UNL language it would not pay for treatment for the second diagnosis. Marketing says that even though that it is how it is worded, they actually do pay for the second diagnosis. Me? I tend to base my opinion on the actual policy wording not what someone 'says".