Underwriting Comparison Guide
- Thread starter SamIam
- Start date
- 29,485
Are you talking about Medicare Supplements?
- Thread starter
- #3
- 948
never seen anything like that unless some FMO has compiled one.
- 484
The csgactuarial Medicare supplement quote tool has underwriting info. Its really slick, and has some tough cases for me.
- 29,485
Since the thread where Ben Boman and Twilight shared there's for FE, I've started putting my own together and when I finish the FE cheat sheet I'm going to do one for Med Supps. It won't take near as long because I'm a Med Supp guy, so I'm already familiar with the products, but I'll still learn more when I do it. It'll take a while to finish the FE one, as it's a work in progress. I've picked up 3 more carriers since I started(17 now and 16 for Med Supps, LOL).
It's very time consuming, but I recommend you do it yourself because you'll know your products so much better after you do this. I learned that I have a carrier that'll do $10K without a script check and they have fairly competitive rates. I've had them for 4 years and never used them. They'll come in handy now that ACI's going to a script check in a few days.
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I don't think that's very accurate. On lots of conditions it says the condition's not asked about on the app, when it is. That is a great site though.
Could not agree more..... you cannot help get better on your product line.
I talked with underwriters and other agents just to get my simple piece done. The experience is well worth it.
- 29,485
Hahaha, no only 1/2 of them. I get info or a call to look at a new one and think that looks good. Or I pick one up after it's been out for a while and they have a price increase, so there it sits. I recently picked up a couple of them and after looking closer I wondered why I bothered. One I picked up for the dental and they have a Med Supp. Another I picked up for FE and they've got a Med Supp. One thing's for sure...I don't need any more of either.
Edit...I just recounted and it's only 15. Not as bad as I thought.
KSKJ?
I did the same with Cigna, picked it up and u/w was too tight and rates not low enough. Every other one that comes out now is through AIMC or a MOO clone, so I just stick with the tried and true. Not any "compelling" new offerings lately.
