Virginia Plan N Rates

[VaDwayne]

I just received an email that the plan N rates are approved in Virginia for company A. The Plan N rate for a T65,male, non-tobacco, my zip, is $53.97. The Plan F rate, which I sold yesterday is $75.98. and 7% less than that if I also get the spouse.

I would never in a million years recommend N over F. It just doesn't make sense. With plan N you have to pay your Part B deducible and up to 20.00 copay. Whooptie freakin doo.
I am giving a seminar to a group of Kiwanians on July 8th, and I am really curious to see what their opinions are. Should be interesting....

 

[Chazm]

The percentage drop is about the same here in Florida. The differnce is our premiums are more than double yours so it may be worth it for someone in FL if they don't go to the doctors office all the time.

If you think about it, the higher the premiums are in a given state, the greater the drop in premium will be. So you may never do an N plan

 

[medx]

The percentage drop is about the same here in Florida. The differnce is our premiums are more than double yours so it may be worth it for someone in FL if they don't go to the doctors office all the time.

If you think about it, the higher the premiums are in a given state, the greater the drop in premium will be. So you may never do an N plan

Not really impressed with the cost difference over the other plans..

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[Chazm]

I am. Depends on the situation.

Just did my first N plan last week. The first time it was beneficial.

She was paying $178/month for an F plan. Switched to an N plan for $119/month.

She's currently pretty healthy and only goes to the doctor 1-2 times per year. Saving her over $700/year