Don't propose that. Propose a better MAPD or a med supp. Less struggle for you. Better coverage than Original Medicare alone for them. Everyone's a winner. This AEP I had nearly 150 people in a $0 MAPD going to $90, high OOP. Moved every one. None went to Original Medicare except those who also got a med supp from me. No struggle.
It was a referral from her doctor who only accepts 2 MAPDs. The Artna plan was the ONLY one that had ALL of her specialists and PCP. In Texas, the only Med Supp avbl to an U65 is Plan A, which is prohibitively expensive.
