I have a hot lead . He qualifies for Medicare 812015,and definitely needs knee replacement surgery,and definitely is going to have it. I asked him where he planned to get his knee surgery done and he just said , I don't know . He hasn't even thought about which Medicare supplement plan will get him the doctors or hospital he wants. So , which plan would be best for a Wisconsin small business man who lives in southern Wisconsin , who is definitely going to have knee replacement surgery .
What They Don't Teach You in Insurance School About Supplements
- Thread starter ilh4me
- Start date
Not sure why this is titled; What They Don't Teach You in Insurance School About Supplements.
He qualifies for part B medicare for first time, This means this is open enrollment he can get any supplement, No underwriting, All Pre ex covered.
Any Supplement ( not MAPD) will allow him to go to any doc or hosp that takes medicare.
in Wisconsin you get basic plan and add riders to cover the rest
If you get all riders you pay no out of pocket
He qualifies for part B medicare for first time, This means this is open enrollment he can get any supplement, No underwriting, All Pre ex covered.
Any Supplement ( not MAPD) will allow him to go to any doc or hosp that takes medicare.
in Wisconsin you get basic plan and add riders to cover the rest
If you get all riders you pay no out of pocket
Takes you 2 years to make your first post, AND you get a thumbs up on your very first post!....by yourself
As I understand Wisconsin regulates their supplements a little different than most any other state. But I still feel pretty confident in saying, just about any supplement that fits comfortably in his budget will work well for his situation.
- 29,467
I 2nd the annoyance of seeing someone give themselves a thumbs up. You did it with your 1st post, I think it's even more ridiculous when people who've been on here a while give themselves thumbs up...there're a couple that do it a lot.
- Thread starter
- #5
Considering Medicare will be his primary insurance, that's who will provide coverage for it. A Medicare Supplement will do just what it says, supplement Medicare.
- Thread starter
- #7
Let,s try this again, one step at a time: True or false, every hospital,medical system accepts all Medicare supplemental coverage regardless of insurance provider
Now what system has the highest rate of successful outcomes for double-knee replacements in Wisconsin?
Finally,does that system accept Medicare supplemental coverage from any supplemental provider or only particular supplemental providers?
Now what system has the highest rate of successful outcomes for double-knee replacements in Wisconsin?
Finally,does that system accept Medicare supplemental coverage from any supplemental provider or only particular supplemental providers?
So, let me see if I have this straight...and yes this is sarcasm.
You want someone else to figure out; 1) what what providers accept med sup, and 2)what provider system has the best medical outcomes? I am sure people are lining up to answer this for you.
- 15,319
I have a simple solution.
1) Refer this to someone with the ability to actually help your client.
2) When #1 is done, learn med supps or
3) If you don't want to do #2, see #1.
Rick
1) Refer this to someone with the ability to actually help your client.
2) When #1 is done, learn med supps or
3) If you don't want to do #2, see #1.
Rick
- 599
Please find a health insurance broker in Wisconsin and let them help this person.
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