I Talked to Phil several times over the past few yrs and even got licensed with a carrier under him to do Aca but never did any. I actually got an email form him about 10 days ago as he was starting his Pre certification video's. I recall he seemed very aggressive selling Ma
's and when i asked compliance questions he was aloof on them. I will say these he was awesome at doing video after video during Aca explaining stuff. He told me several guys were making $200k are more during Aca. He had his own mail house and would sell postcard aca leads cheap.