Over 150.000 insurance professionals and consumers come to the Insurance Forum every month. Click here to register for FREE


Go Back   Insurance Forums > Insurance Agents and Brokers Forum > Senior Insurance Forum

Reply to Will Medicare Business End when Healthcare is Nationalized in the USA?     
Old 08-29-2017, 01:45 PM   #21
Guru
 
Join Date: Jan 2013
Posts:1,116
State: yorkriver1 is an Insurance Agent from Undisclosed Location
yorkriver1 is a member of 1000 posts VIP club
Will Medicare Business End when Healthcare is Nationalized in the USA? Re: Will Medicare Business End when Healthcare is Nationalized in the USA?
Hybrids could work, like they do in Switzerland, https://www.forbes.com/forbes/welcom...ww.google.com/
with all coverage defined by gov't regs, sold by private carriers. No mention of agent involvement or not.
I would anticipate something like MAPD's for all or also supplements if we did do Medicare for all.
Would they turn it into something like how Medicaid works, where there are no agents?
As Todd and others have said, it will be a slow moving situation.
------------------------------------
  Reply With Quote to Will Medicare Business End when Healthcare is Nationalized in the USA?
Old 08-29-2017, 02:43 PM   #22
Guru
Todd King on Will Medicare Business End when Healthcare is Nationalized in the USA?
 
Join Date: Jul 2008
Posts:6,032
State: Todd King is an Insurance Agent from Virginia
Todd King is a member of 5000 posts Super VIP club
Will Medicare Business End when Healthcare is Nationalized in the USA? Re: Will Medicare Business End when Healthcare is Nationalized in the USA?
Originally Posted by TwiLight View Post
Actually, China does not have universal healthcare. The City-States of Hong Kong and Singapore have it though.

As we define Universal Healthcare. it usually defines it as free or a major portion of the cost is paid.....

China has about 95% of its population covered for basic care, but only pays for about 50% of the cost of its benefits/coverage.

Skipper.

----------



Guess what.... The SKY is falling.... I saw Obama wipe out Health insurance with a swipe of the pen...... All they need is a new pen to wipe out Med Sups.

It is coming sooner. I've seen people say for 30 years it couldn't happen in Health care...... well?
I didn't say it wouldn't ever fall, just that it isn't right now nor has it been. I'll deal with it when/if it happens. Meanwhile, life goes on and we make sales and money. Until the end, I will milk it and put money in my pocket. I don't see a reason to avoid it just because the great soothsayers of our time (and their mind) think it's going away just any day now. It would have been ridiculous for me to heed their advice for all these years, so I don't think I'll start now.

------------------------------------
Todd R. King
800-590-7207
540-400-6275
888-748-3978 Fax
TRKingIM.com

Do the right thing because it's simply the right thing to do.

Finalexpense101.com
  Reply With Quote to Will Medicare Business End when Healthcare is Nationalized in the USA?
Old 08-29-2017, 02:44 PM   #23
Guru
kgmom219 on Will Medicare Business End when Healthcare is Nationalized in the USA?
 
Join Date: Apr 2013
Posts:4,873
State: kgmom219 is an Insurance Agent from Texas
kgmom219 is a member of 1000 posts VIP club
Will Medicare Business End when Healthcare is Nationalized in the USA? Re: Will Medicare Business End when Healthcare is Nationalized in the USA?
After all of the concern that agents would be cut out of IFP, those of us that stayed in the game are still reaping the benefits.

The current shift (Iowa and OK) for IFP is to eliminate the FFM and go direct to the carriers, with only the carriers and agents as "enrollers". Bring it on, baby. Bring it on. Those waivers need to get passed yesterday. I will be more than happy to be the only option besides an 800 number again....

------------------------------------
Good things don't come to those who wait. They come to those who work their butts off and never give up.
  Reply With Quote to Will Medicare Business End when Healthcare is Nationalized in the USA?
Old 08-29-2017, 10:55 PM   #24
Expert
 
Join Date: May 2009
Posts:26
State: bobgio is an Insurance Agent from New Jersey
Will Medicare Business End when Healthcare is Nationalized in the USA? Re: Will Medicare Business End when Healthcare is Nationalized in the USA?
ARE YOU MAD???
How do you think the economy will fare if you wipe out $Billion dollar companies and the people they employ???
Say it with me "DEEP DEPRESSION FOR 50 YEARS!"
There's no way they'll just wipe out 1/6 of the economy.
There aren't enough jobs to soak up the unemployed.
GDP would drop 15%
Why not spend your time analyzing the pimples on your ass instead of wasting everyone's time with ALARMIST postings.
Asshole
------------------------------------
  Reply With Quote to Will Medicare Business End when Healthcare is Nationalized in the USA?
Old 08-30-2017, 09:16 AM   #25
Guru
HealthGuy on Will Medicare Business End when Healthcare is Nationalized in the USA?
 
Join Date: Oct 2008
Posts:3,175
State: HealthGuy is an Insurance Agent from Texas
HealthGuy is a member of 1000 posts VIP club
Will Medicare Business End when Healthcare is Nationalized in the USA? Re: Will Medicare Business End when Healthcare is Nationalized in the USA?
bobgio why so serious today man oh man take a pill
------------------------------------
  Reply With Quote to Will Medicare Business End when Healthcare is Nationalized in the USA?
Old 08-30-2017, 10:00 AM   #26
Guru
TampaHound on Will Medicare Business End when Healthcare is Nationalized in the USA?
 
Join Date: Sep 2015
Posts:373
State: TampaHound is an Insurance Agent from Florida
Will Medicare Business End when Healthcare is Nationalized in the USA? Re: Will Medicare Business End when Healthcare is Nationalized in the USA?
Originally Posted by TwiLight View Post
Actually, China does not have universal healthcare. The City-States of Hong Kong and Singapore have it though.

As we define Universal Healthcare. it usually defines it as free or a major portion of the cost is paid.....

China has about 95% of its population covered for basic care, but only pays for about 50% of the cost of its benefits/coverage.

Skipper.

----------
OK. I stand corrected.

The point is though that each country, the majority of the world, has some sort of "universal" health care. We do to...it's called Medicare and it actually works pretty well.

The American health care system is broken to some degree (exactly how broken is open to debate). I fully expect there to be band-aids applied and for us to move towards more of a "Medicare for all" system with private supplements.

------------------------------------
https://easy-feinsurance.com/

And now for something completely different: It's my motorcycle blog!!! Mostly just archived stuff now.
  Reply With Quote to Will Medicare Business End when Healthcare is Nationalized in the USA?
Old 08-30-2017, 11:02 AM   #27
Guru
Newby on Will Medicare Business End when Healthcare is Nationalized in the USA?
 
Join Date: Apr 2007
Posts:13,372
State: Newby is an Insurance Agent from Indiana
Newby is a member of 5000 posts Super VIP club
Will Medicare Business End when Healthcare is Nationalized in the USA? Re: Will Medicare Business End when Healthcare is Nationalized in the USA?
Why would Medicare for all be different than Medicare for 65+ as far as supplements go?

If the Democrats really wanted to fix things they would work with the current president and get things done. They're doing nothing but blocking everything now aren't they? Why would that change if another one ever gets elected?
------------------------------------
  Reply With Quote to Will Medicare Business End when Healthcare is Nationalized in the USA?
Old 09-12-2017, 03:08 PM   #28
Guru
 
Join Date: Mar 2007
Posts:1,015
State: Cenla Agent is an Insurance Agent from Louisiana
Cenla Agent is a member of 1000 posts VIP club
Will Medicare Business End when Healthcare is Nationalized in the USA? Re: Will Medicare Business End when Healthcare is Nationalized in the USA?
Obamacare barely passed, and it would never have passed had it ended Medicare as we know it. It was Dems like Max Baucus who shot down the Public Option. The Dems are a lot more radical now, but I'd be surprised if they'd completely wipe away Medicare along with doing their "Medicare for all" in the U65 market.

Medicare has no stop loss (MOOP) now and is still somewhat antiquated in its design with the separate Parts A and B. In that sense, it is worse than Obamacare. (There are of course a ton of ways in which it is better, with access to care probably being #1.) I have no idea whether or not the politicians and activists who say "Medicare for all!!!" realize that. Any kind of Medicare for All that has a decent MOOP is going to be way more expensive than Medicare is now.

Do you think AARP is going to back a law that gets rid of Med Supps?

----------

Originally Posted by TwiLight View Post
Actually, China does not have universal healthcare. The City-States of Hong Kong and Singapore have it though.
Do you mean Macau? Singapore isn't part of China, although from what I understand they do have universal coverage.
------------------------------------
  Reply With Quote to Will Medicare Business End when Healthcare is Nationalized in the USA?
Old 09-13-2017, 01:36 PM   #29
Guru
 
Join Date: Jun 2009
Posts:408
State: aheff is an Insurance Agent from Pennsylvania
Will Medicare Business End when Healthcare is Nationalized in the USA? Re: Will Medicare Business End when Healthcare is Nationalized in the USA?
I agree with OP. Medicare is a horrible business model and every agent, especially in Pennsylvania, should get out of this marketplace immediately. There is simply no future in seling MA/MS. After all, all it will take is a Democratic President and Congress to get this done. Washington is very good at passing complicated stuff like this. GET OUT NOW!
------------------------------------
  Reply With Quote to Will Medicare Business End when Healthcare is Nationalized in the USA?
Old 09-13-2017, 02:21 PM   #30
Guru
bill3173 on Will Medicare Business End when Healthcare is Nationalized in the USA?
 
Join Date: Apr 2008
Posts:2,396
State: bill3173 is an Insurance Agent from North Carolina
bill3173 is a member of 1000 posts VIP club
Will Medicare Business End when Healthcare is Nationalized in the USA? Re: Will Medicare Business End when Healthcare is Nationalized in the USA?
Originally Posted by aheff View Post
I agree with OP. Medicare is a horrible business model and every agent, especially in Pennsylvania, should get out of this marketplace immediately. There is simply no future in seling MA/MS. After all, all it will take is a Democratic President and Congress to get this done. Washington is very good at passing complicated stuff like this. GET OUT NOW!
I would like to second this argument. I am very concerned about those agents that persist in U65 and Medicare, in NC and SC, and feel that it is best for them to find other lines of work, now, before it's too late.

------------------------------------
The secret of success is constancy to purpose.

Benjamin Disraeli
  Reply With Quote to Will Medicare Business End when Healthcare is Nationalized in the USA?
Reply to Will Medicare Business End when Healthcare is Nationalized in the USA? 

  Insurance Agent Forum > Insurance Forums > Insurance Agents and Brokers Forum > Senior Insurance Forum




Similar Threads with Will Medicare Business End when Healthcare is Nationalized in the USA?
Thread Thread Starter Forum Replies Last Post
Medicare Advantage and the Low-Income policy doctor Senior Insurance Forum 32 08-31-2013 12:29 PM
Life Insurance, business end... James Life Insurance Forum 10 06-27-2011 11:25 PM
GI for Children? Not Until 2014 Crabcake Johnny Health Care Reform Forum 12 03-29-2010 01:37 PM
2010 Outlook for MA's, PDP's and Med-Supps...According to Agents Russ Senior Insurance Forum 10 11-25-2009 11:34 AM



All times are GMT -5. The time now is 12:14 AM.

Forum enabled with vBulletin®
Copyright ©2000 - 2017, vBulletin Solutions, Inc.


Join the Forum - It's FREE

Share This Page



Weekly Poll

Where do we go from here? POLL
Nothing - No ACA fixes - status quo
29.82 %
HHS Rulings and band aid bills
17.54 %
Hail Mary repeal and/or replace bill
17.54 %
A bipartisan bill to fix ACA
35.09 %

Voters: 57. This poll is closed