Short Term Medical

joshril · 04-29-2007, 02:58 PM

Who do you all like to write your STM through? I guess this is kinda a question for those in Texas. I ran into a situation where I have about 40 STM policies to write this week and have been writing it through Assurant so far. Anyone have any feedback...

SME · 04-30-2007, 06:52 PM

I have always really liked the Assurant policies for STM.

healthagent · 04-30-2007, 07:23 PM

Assurant has a uniqure feature on their STM where any condition the client contracts while on the policy will be treated until recovery even after they hit their max time period. I say unique because no other carrier offers that. Most put a 30 or 60 day cap on treatment.

joshril · 04-30-2007, 07:44 PM

Originally Posted by john_petrowski

Assurant has a uniqure feature on their STM where any condition the client contracts while on the policy will be treated until recovery even after they hit their max time period. I say unique because no other carrier offers that. Most put a 30 or 60 day cap on treatment.

I didn't realize that... just another great selling point! Assurant has an awful reputation about price here in TX, but I've been finding they are fairly competitive on IM and STM... wrote 5 STM's today!

healthagent · 04-30-2007, 08:20 PM

Cheap stuff is cheap. You'll find that out.