Source for carrier medical

jimsthename · 09-13-2008, 10:24 AM

Is there a source that provides a grid or layout of the varying insurable medical conditions for most carriers. For example, if I have a client with hbp or diabetes, I would like to reference a source that would tell me which carriers are most likely to approve coverage.

somarco · 09-13-2008, 10:37 AM

The best source is the underwriting guide for each carrier. Study them, make notes. There are so many variables, and carriers change their mind on what they will do and what they won't that a grid will be out of date in 6 months.

jimsthename · 09-13-2008, 10:57 AM

Thanks, but I am looking for a shortcut.

Surely some source compiles and updates this information on a regular basis? Yes?

moonlightandmargaritas · 09-13-2008, 11:01 AM

Originally Posted by jimsthename

Thanks, but I am looking for a shortcut.

Surely some source compiles and updates this information on a regular basis? Yes?

No.

jimsthename · 09-13-2008, 11:13 AM

Do compulife or any of the quoting software companies include medical requirements?

Seems this would be a vialble service.

somarco · 09-13-2008, 12:21 PM

compulife or any of the quoting software companies include medical requirements

No

GreenSky · 09-13-2008, 12:53 PM

Originally Posted by jimsthename

Do compulife or any of the quoting software companies include medical requirements?

Seems this would be a vialble service.

This is not EXACTLY what you want, but take a look at www.pjpce.com. You can get into the site via the "Live Demo" icon upper right.

After running a quote try their health analyzer. It does something like what you want.

Rick