Spina Bifida

somarco · 10-18-2007, 12:19 PM

Humana approved a client with spina bifida occulta, standard rates, no rider.

Survivor · 10-18-2007, 05:33 PM

I'll keep this in mind the hordes of prospects beating down my door that have spina bifida.

J/K

Glad to hear you got him approved!

insuremojo · 10-18-2007, 07:21 PM

I had a client who was denied for spina bifida occulta about a year ago.

Ended up taking group coverage at Starbucks.

somarco · 10-18-2007, 08:12 PM

This is my second one in a year. First one all I had as an option was Time and he refused their offer (high price + full back waiver). If Humana had been available he probably would have taken their offer.

Bob_The_Insurance_Guy · 10-19-2007, 06:46 PM

I'm contracted with Humana One, through Benefit Mall, but never have used them. Maybe I should consider quoting them on the individual market, now that the Evil Empire and I will part ways on Dec. 17th (I'M FREE)

I also just went through Humana's On-Line MA Certification classes, and, boy were they extensive and tougher than I thought, but I sure did learn a great deal.

P.S. Just found out from UHC and Pyramid that I can break free from Parker and Associates, and there's nothing they can do about it.