Whats the best route to take in starting to sell Final EX?
* as you can see by most of the posts.....its a tough weak market by itself. but when you are selling both individual and group health, medd supps, long term care, final expense and fixed annuities at no cost with exclusive leads provided weekly you have a tremendous opportunity to make a sale most of the time..for more information reply to rhbenefits@live.com and i can explain further
"Jack of all trades and master of none." - Got it.
Originally Posted by jmhopkins40
.its a tough weak market by itself. but when you are selling both individual and group health, medd supps, long term care, final expense and fixed annuities at no cost with exclusive leads provided weekly you have a tremendous opportunity,,, i can explain further
"Jack of all trades and master of none." - Got it.
Oh my god, your own quote you have selected clarifys the point....
"Help enough people get what they want, and you'll get what you want."
You do this by having the skills to provide more than 1 product they client may need, rather than pass it off to someone....
For sure changes are coming to healthcare in some for...but agents are very fortunate to take this time to crosstrain, get certified and become skilled in a variety of related products. The days of a designated hitter are limited
* There were only 2 real masters in baseball...ted williams and dimagio...the rest were all JACKS and did very well...
What you say Mike is probably true about changes in the insurance industry but your comment about baseball omits Musial. You need to do your homework.
THE HOMEWORK WAS GOOD DIMAGIO'S LONGEST HITTING STREAK NEVER BROKEN AND WILLIAMS STILL HAS THE HIGHEST LIFETIME BATTING AVERAGE...BTW WILLIAMS COULD HAVE SAT OUT THE LAST GAME OF THE SEASON TO KEEP HIS RECORD SAFE BUT CHOSE TO PLAY AND DIMAGIO GOT MARILYN MONROE BUT MUSIAL WAS RIGHT UP THERE ALSO
Babe Ruth - THE greatest of all-time period.
Pitching stats - 10 years record 94-46.
Started 148 games and completed 107 of them.
Lifetime ERA of 2.28.
Still holds the World Series piching record that will NEVER be beat and that is pitching a complete game which lasted 14 innings. NEVER will be matched !!
Please give us a call to discuss your appointment needs.
888-724-8889
My experience from about 18 months ago is that 724care is a total waste of money. I wound up training the telemarketer myself even though they are supposed to do this. Lastly, the telemarketer was obviously newly hired and hard to understand due to her accent.
I wasted $800. Well, not totally wasted. I did get a couple of very bad leads.
Other that that, go for it.
Rick
------------------------------------ ILIAA
Training, Community, Support, and Success Independent Life Insurance Agents Assn rick@iliaa.org
My experience from about 18 months ago is that 724care is a total waste of money. I wound up training the telemarketer myself even though they are supposed to do this. Lastly, the telemarketer was obviously newly hired and hard to understand due to her accent.
I wasted $800. Well, not totally wasted. I did get a couple of very bad leads.
To all the new, old and upcomming FE sales persons who are in need of ordering FE Appointments;
WARNING---WARNING---WARNING Will Robinson, don't even think of using them!!! 25 @$35 per=$875-- Total ripOff.
Got to give them credit from the ability to say" Hey It's an appointment" after being told by the client that I was going to the house to return the money that I owed them" NO KIDDEN !!!
Oh, by the way - THE [COLOR=red]LEAD CHAMPION[/COLOR] are the guys we're talking about. Stop using them and way ahead now.. Thanks TIM for the Help ( Tim's the owner )
Time to get a shop downtown and start taking measurements. Wonder how much pine is in the Northwest now? Sounds like it could be a very lucrative venture if the Govt is paying.
Whats the best route to take in starting to sell Final EX?
The African American community here in the south where I live has always been a good group to target with final expense. If you live in a large urban area that has a sizable African American population. I try to target people ages 45-80 urban or rural with an annual income of $15,000-50,000.
45-80 ... good thinking ... i was focusing on 50+ .... i agree ... the black and hispanic populations are going to be your best target ... whites tend to not give a crap about their families ... in my area anyway ... same for the asian community ... well, honestly, I don't have an asian community here ... so i can't comment on that one ... BTW, what would you sell an asian ... I would think they would like larger face amounts ... yeah?
Please forgive me if I'm offending anyone ... but it's true, certain cultures are more prone to different needs ... blacks have bigger families and they are closer and they are more concerned about that funeral bill being passed on to family ... whites don't have much family and when they do, they either don't care or they have already paid for it somehow.
Am I wrong?
------------------------------------ Confused new agents, check out: www.finalexpense101.com
Final Expense is the easiest insurance to sell and a great place to start ...
I have to agree with your point well taken, jody 108. Some years ago I was selling cemetery plots and I can tell you from experience that it was easier to make a sale in black neighborhoods.
I mostly agree. Also Blacks and Hispanics tend to be easier to get a review appointment with. Not to mention referrals. Every month we will get several calls from someone asking me to come write grandma, niece or someone. The business stays on the books as well.
We disagree as to Asians. At least South East Asians. Hmong, Laos and Cambodian. They are big time Insurance buyers. Tend to be Whole Life. Minimum face is $25,000. VERY family oriented. The oldest sons have the responsibility to take care of the needs of the elders. The funeral ceremony last three days, cost have risen to about $35,000. Good premiums and renewals.
As with most minorities. If you are honest and treat them with honesty and respect you are rewarded with referrals. However, if you do something wrong word travels fast.
Originally Posted by jody108
45-80 ... good thinking ... i was focusing on 50+ .... i agree ... the black and hispanic populations are going to be your best target ... whites tend to not give a crap about their families ... in my area anyway ... same for the asian community ... well, honestly, I don't have an asian community here ... so i can't comment on that one ... BTW, what would you sell an asian ... I would think they would like larger face amounts ... yeah?
Please forgive me if I'm offending anyone ... but it's true, certain cultures are more prone to different needs ... blacks have bigger families and they are closer and they are more concerned about that funeral bill being passed on to family ... whites don't have much family and when they do, they either don't care or they have already paid for it somehow.
"It is not the strongest of the species that survives, nor the most intelligent that survives. It is the one that is the most adaptable to change." Charles Darwin
Re: Starting in Final Expense
Lori
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