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What are some of the companies that are willing to write these higher risk policies as they are problem businesses from the start. I would ...


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Old 12-03-2008, 03:18 PM   #1
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What are some of the companies that are willing to write these higher risk policies as they are problem businesses from the start. I would like to break into this business because I don't believe there are alot of people that focus on these types opof businesses. any ideas or company names woud be greatly appreciated.
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Old 12-03-2008, 03:26 PM   #2
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LOL. Great Plan. I wonder if the wife will believe it.

Honey, I'm working here. It is not like it looks like. If you give them tips or dollars, is that rebating??

I like your kind of thinking already. Even if they don't buy the insurance, you will still be glad you showed up.

What do you say to the striper? If your fake breast gets a leak, you will need some income/D.I. insurance. You won't be making the kind of money you are now, with real boobs?

I want to see what you say to them.
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Old 12-03-2008, 03:39 PM   #3
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Re: Strip Club/Bars/ Night Clubs??             Go to Top

Originally Posted by Brett Richmond View Post
What are some of the companies that are willing to write these higher risk policies as they are problem businesses from the start.
Problem businesses from the start?

There is an iconic strip club here in Tampa, Mons Venus. It's always on any list of the Top 10 strip clubs in the world.

The owner is a highly regarded (except by the "churchies") businessman named Joe Redner, who has multiple business interests here in town.

He would be a blue-chip client for anyone.

He has run for city/county office before. His business savvy/acumen would be just what the doctor ordered for these pathetic local yokel political idiots.

He's gotten very close to winning. I've voted for him everytime.
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Old 12-03-2008, 03:49 PM   #4
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Just business owners to start with, now if I am able to write some policies for some of the female employes, that is even better as an agent you are there to help the clients out, make some money and get a couple of couch dances while you are and it helps stimue the "economy".
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Old 12-03-2008, 04:29 PM   #5
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Originally Posted by Brett Richmond View Post
What are some of the companies that are willing to write these higher risk policies as they are problem businesses from the start. I would like to break into this business because I don't believe there are alot of people that focus on these types opof businesses. any ideas or company names woud be greatly appreciated.

Man, good niche. Add golf courses, comic book shops, and steak houses, maybe I'll apply for a job as agent for you!
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Old 12-04-2008, 02:00 AM   #6
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Sounds like an interesting market
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Old 12-04-2008, 09:19 AM   #7
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I can see it now....

"Debauchery Insurance Agency"
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Old 12-04-2008, 10:10 AM   #8
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Do you really think you're the first one to think of this? 1/2 my licensing class went out to lunch in a strip club near the classroom. You can have strip clubs/bars/night clubs in your book of business, but if they are your niche - you won't last 5 yrs.
Even marketing in those places is dubious. Half the people I get cards from over a beer never return my calls. The other half just want to know when I'm going to buy them another beer.
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Old 12-04-2008, 11:43 AM   #9
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Originally Posted by saieddie View Post
Do you really think you're the first one to think of this? 1/2 my licensing class went out to lunch in a strip club near the classroom. You can have strip clubs/bars/night clubs in your book of business, but if they are your niche - you won't last 5 yrs.
Even marketing in those places is dubious. Half the people I get cards from over a beer never return my calls. The other half just want to know when I'm going to buy them another beer.
Liquor stores are a good market for life and P&C, particularly in states where they are all privately owned and you have a liquor store on every corner(SC one ex). When I first started in the biz, I called on every liquor store owner within driving distance and sold some really good life policies. Many of them asked for the p&C and I handed that portion off to another agent.

If someone just wants to be bad but not illegal, liquor stores provide an opportunity. Fooling around with strip clubs is a good way to get into trouble. Those people are not Scout Masters.

Last edited by bill3173 : 12-04-2008 at 11:44 AM. Reason: spelling
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Old 12-04-2008, 12:21 PM   #10
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Yeah, liquor stores are retail. I don't see strip clubs and bars as restaurants though.
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Old 12-04-2008, 01:03 PM   #11
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Fooling around with strip clubs is a good way to get into trouble. Those people are not Scout Masters.

I couldn't agree more. I have known some folks that were on the fringes of this industry and you don't want any part of it, unless you like the criminal type.
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Old 12-05-2008, 12:02 AM   #12
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Liquor stores, I have not thought about them, that is a great idea for additional chance to write more business. These types of businesses would not be the only ones in my book but I want to cover a large area of businesses to target to expand my new business.
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Old 12-05-2008, 09:38 AM   #13
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Its usually more profitable to work deep, not wide.
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Old 12-05-2008, 10:26 AM   #14
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I do quite well with all three. And what do you got aginst double wide's. I put spinners on mine.

Originally Posted by saieddie View Post
Its usually more profitable to work deep, not wide.

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Old 12-05-2008, 10:38 AM   #15
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Old 12-05-2008, 11:16 AM   #16
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Originally Posted by STIBROKER@AUSTIN.RR.COM View Post
OMG, I was fixing to call the police. I've been looking for my truck/home. I thought I got drunk again and left it in the corn field again.Drive it back with my sister in it. I mean my wife. I sold my gold tooth to get those rims. Nice Huh?
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Old 12-05-2008, 11:25 AM   #17
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Originally Posted by Brett Richmond View Post
Liquor stores, I have not thought about them, that is a great idea for additional chance to write more business. These types of businesses would not be the only ones in my book but I want to cover a large area of businesses to target to expand my new business.
If you live in a state where liquor stores are privately owned, and a decent sized city, you may be surpised at how well you will do with your level of enthusiasm.

If you are independent and can offer life, health and disability, you can keep busy with them for a while. A lot of them own multiple stores and will allow you to offer these products to their employees, who generally have no benefits.

Its a good market for a couple of reasons:

1. They are not bombarded with multiple vendors like a general merchandise store.

2. There are a lot of agents who would not set foot in a liquor store for personal reasons.

Judging by your willingness to hang out with the syndicate, this wouldn't be a problem for you, only safer.

Liq stores are not privately owned in NC, or I would take my own advice and do better now than I did many moons ago, because I have much more to offer. At the time I was doing just life as a captive agent, and still made out very well.

Last edited by bill3173 : 12-05-2008 at 11:27 AM.
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Old 06-10-2009, 03:43 PM   #18
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Some strip clubs around here (Columbia, SC) are actually restaurants. Actually, i think they all are. They all do buffets and stuff.
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Old 06-15-2009, 07:27 PM   #19
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I'd bet there would be some strange worker's comp claims:

Cocaine overdoses, slips, trips, and fall claims in stiletto heels, STD exposure, etc. you get the picture.
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Old 07-05-2009, 05:24 PM   #20
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Originally Posted by SeaDeezKnots View Post
I'd bet there would be some strange worker's comp claims:

Cocaine overdoses, slips, trips, and fall claims in stiletto heels, STD exposure, etc. you get the picture.

Sounds like a lot of restaurants I have worked in with out strippers.

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