Term Life?

Student · 10-20-2009, 01:58 AM

Originally Posted by VolAgent

That always amuses me. "I want and need your help, but I refuse to respect you or honor your terms."

I don't really understand this...who are you quoting?
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Originally Posted by Robert Barney

If he keeps the policy to the end of the 30 years, he gets all the premiums he paid back.

If he quits before that, then he doesn't get all his premiums back.

I am unaware of any ROP policy that does not refund all the premiums at the end of the level period.

NOTE: Costs for riders such as Waiver Premium may or may not be refunded - it varies from company to company.

IMPORTANT: I am not kidding, the prices for Pru go up at the end of this month. Tell your brother-in-law he better get cracking.

I told him to call an independent agent that is a family friend.

bimadeals · 10-29-2009, 01:37 AM

One of the most striking features of this plan is its Premium rates which are very low along with the maximum sum assured. Now Insurance Companies have brought in Premium Back Term Plans wherein you get benefits at the maturity of the term even if you don’t make any claims, however this feature tends to increase the overall Premium amount.