Insurance Agent Forum

[Krono]

Gotta guy on the risk pool that wants out (obviously). He had a heart attack more than 5 years ago and had a stint put in. 4.5 years ago they went back in and cleaned out the build-up around the stint and did a radiation treatment to keep it clean. He has has no problems since, lost weight and is in good physical condition, works-out etc. I know Unicare will decline...but will any other indie plan take him in TX?

[TXINSURANCE]

He is a decline everywhere.

[Krono]

Thanks TX...will they look at him after 5 years of the stint clean out?

[healthagent]

Assurant, GR, Aetna - declines.

[TXINSURANCE]

I don't think this person will EVER get Texas IFP with any reputable carrier. Too much risk.

We do have a great risk pool - I am sure client wants a lower rate but our pool is very well managed compared to other states - IMHO.

[STIBROKER@AUSTIN.RR.COM]

What does he do for a living.....

[arnguy]

Krono, I am sure you mean "stent." I did a stint in Korea.

[Krono]

Originally Posted by STIBROKER@AUSTIN.RR.COM

what does he do for a living.....

He is a hypnotist.

[STIBROKER@AUSTIN.RR.COM]

Can you pull a 2 man group....

[Krono]

Originally Posted by STIBROKER@AUSTIN.RR.COM

can you pull a 2 man group....

Nope...he is only employee. He shares an office space w/another person, but they have separate businesses.

[somarco]

He is a hypnotist.

There is a joke in this somewhere

can you pull a 2 man group....

Teach him to be a ventriloquist, then put his dummy on the payroll

[senior-advisor-indiana]

I do not think that was the joke Somarco.

[BKrocko]

Originally Posted by somarco

There is a joke in this somewhere



Teach him to be a ventriloquist, then put his dummy on the payroll

Oh man, that was a good one!

[2112Greg]

Maybe New Era Life? They have a pretty nice limited plan that isn't crazy expensive like other limited plans. New Era Life Insurance Companies ... not sure if it's a decline, but it's worth a shot. Pretty decent coverage, actually...