Insurance Agent Forum

[Mega producer]

Does United home life check MVA records for their express issue term ? Please which companies does not check MVA records for > 250K face non med.

[dgoldenz]

Call the carrier and ask?

[Ami]

Mega: Would you rather have the insurer check the MVA, etc. prior to issue or in the event of a claim during the contestability period?

IMO, the former is much preferable to the consumer as well as for the agent!

Disclosure: Aside from being a researcher and designer of software for the insurance and financial sector, I'm also a consumer and a consumer rights advocate. I prefer to have insurance where the "in" prefix to the word "insurance" doesn't become a possible "un".

[insuranceexec]

Originally Posted by Ami

Mega: Would you rather have the insurer check the MVA, etc. prior to issue or in the event of a claim during the contestability period?

IMO, the former is much preferable to the consumer as well as for the agent!

Disclosure: Aside from being a researcher and designer of software for the insurance and financial sector, I'm also a consumer and a consumer rights advocate. I prefer to have insurance where the "in" prefix to the word "insurance" doesn't become a possible "un".

Very well said!

[SportsNut]

Originally Posted by Mega producer

Does United home life check MVA records for their express issue term ? Please which companies does not check MVA records for > 250K face non med.

Specifically, what is on the driving record that you are attempting to keep from coming to the forefront?

[Daytona_Guy]

The answer is NO, they do not.

CW

Originally Posted by Mega producer

Does United home life check MVA records for their express issue term ? Please which companies does not check MVA records for > 250K face non med.