Scroll down for a discussion on Up to 27% Major Medical Contracts-Texas Agents within the Insurance Offers.
that is in Illinois ......we are talking about Texas.....WTF are you talking about....and no I am not the God of health insurance but close.....
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Re: Up to 27% Major Medical Contracts-Texas AgentsGo to Top
Originally Posted by STIBROKER@AUSTIN.RR.COM
well when I am looking at a $97 difference Humana One and GR a $8 difference is mute.....and for the fact that H1,UC,and BCBS have $5 mill. life time max over GR at $3 mill I have to recommend the $5 mill plans.....
Not debating what is best for Client, My Point once again, E-Health is not accurate for rates.
Re: Up to 27% Major Medical Contracts-Texas AgentsGo to Top
Originally Posted by moonlightandmargaritas
Know what will happen next? Some yellow-bellied nincompoop will start making repeated and continued accusations about them, and will even claim to have proof that they will post...
Re: Up to 27% Major Medical Contracts-Texas AgentsGo to Top
Originally Posted by STIBROKER@AUSTIN.RR.COM
so making them pay the increase from day one makes alot sense.....
It actually does... For a 62 year old bridging the gap to Medicare, they would much rather know exactly what they are going to be paying the next 3 years versus hoping the increases don't price them off the policy...
Re: Up to 27% Major Medical Contracts-Texas AgentsGo to Top
Originally Posted by joshril
It actually does... For a 62 year old bridging the gap to Medicare, they would much rather know exactly what they are going to be paying the next 3 years versus hoping the increases don't price them off the policy...
Yes....with assurant.....they are the only ones that you have to double down on your bet BECAUSE they are the king of pricing people off... I have Unicare clients that have been on the book from 94 to today.....can not say that about assurant....
Re: Up to 27% Major Medical Contracts-Texas AgentsGo to Top
Stibroker
Been a while since I've looked at Unicare. Which plans are you using the most? All these companies have so many plans now it's confusing even for an agent to keep them all straight.
Re: Up to 27% Major Medical Contracts-Texas AgentsGo to Top
Originally Posted by susieQ
Stibroker
Been a while since I've looked at Unicare. Which plans are you using the most? All these companies have so many plans now it's confusing even for an agent to keep them all straight.
Fit and HSA.......but more sales have been shifting toward humana and aetna...
Re: Up to 27% Major Medical Contracts-Texas AgentsGo to Top
Originally Posted by STIBROKER@AUSTIN.RR.COM
Fit and HSA.......but more sales have been shifting toward humana and aetna...
Unicare is changing up it's FIT plans this Summer I believe. They are adding a neat emergency room copay and changing the deductibles.. I have yet to the pricing change?
Re: Up to 27% Major Medical Contracts-Texas AgentsGo to Top
Unicare is eliminating all of their top selling plans this summer $500, $2000, and $3000 will no longer available for sale.
Today the online application has been restored after 6 straight days of Wellpoint enterprise wide system outage.
I can not tell you what the future will bring. I hope they can turn around what has become a very disappointing operation at all levels, and I certainly will not tolerate any more commission cuts.
All that being the case Assurant has nothing for the Texas market, ZERO. Price , benefits, you name it - and show me someone who has been on Assurant for 10 years - tell me how satisfied they are with their rate.
I have had Unicare HSA for 5 years and my rate for 3 people (Myself, and two kids) is under $600/quarter. Granted I am not an old man like Sti - but still you can't touch that rate.
Re: Up to 27% Major Medical Contracts-Texas AgentsGo to Top
It'll be interesting to see what comes down the pike. In my short tenure:
1) Assurant has doubled the rates from when I started
2) Aetna has doubled the rates just from 2005
3) GR started imposing RX caps on their plans - heading in the wrong direction
Assurant is shilling Right Start like pancakes at Sunday breakfast. GR call centers can't sell enough of their limited products without adding on the important upgrades. Aetna has no plan flexibility.
Something's gonna give.
------------------------------------ Health Insurance Agents: Training, Support, Discounts, E&O for $440 www.ihiaa.com
Re: Up to 27% Major Medical Contracts-Texas AgentsGo to Top
Originally Posted by TXINSURANCE
I have had Unicare HSA for 5 years and my rate for 3 people (Myself, and two kids) is under $600/quarter. Granted I am not an old man like Sti - but still you can't touch that rate.LOL...
Man my family fit 2000 was going to $743 soooooo.....I split myself on a hsa 3 as well as my wife and left the kids on fit and brought my prem. down to $591...
Re: Up to 27% Major Medical Contracts-Texas Agents
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