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Help!!!!!!!!! I have been licensed L&H for several years but been helping a friend manager his business and done nothing with insurance. Now I would ...
Help!!!!!!!!! I have been licensed L&H for several years but been helping a friend manager his business and done nothing with insurance. Now I would like to get something started part-time that could eventually develop into a full-time income. I am unavailable to work insurance 7AM - 5PM M-F. I have evenings and weekends to work this. #1: Is it reasonable to expect to start selling insurance this way? #2: Which would be better to start, Life or Health? #3: If possible, I would prefer selling from home rather than face-to-face due to windshield time and cost of travel. Is that feasible? #4: And lastly, if it is practical/possible to start selling insurance on a part-time basis, HOW DO I GET STARTED???????? I have read this forum for several weeks. I know I need E&O, leads, etc. But I think I need knowledge of what and how first. Can someone/anyone give me some worthwhile advise?
1) Yes - evenings and weekends are prime time!
2) Learning curve is shorter for life. Better advance commissions too!
3) Yes - the only way.
4) Buzz me . . .
You definitely get the award for most pimping lately.
I asked once before, but I don't believe you ever answered...
What is your background/experience/track record in the insurance business that would give someone comfort in dealing with you?
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[COLOR=blue]Don't steal - the government hates competition.[/COLOR]
Help!!!!!!!!! I have been licensed L&H for several years but been helping a friend manager his business and done nothing with insurance. Now I would like to get something started part-time that could eventually develop into a full-time income. I am unavailable to work insurance 7AM - 5PM M-F. I have evenings and weekends to work this. #1: Is it reasonable to expect to start selling insurance this way? #2: Which would be better to start, Life or Health? #3: If possible, I would prefer selling from home rather than face-to-face due to windshield time and cost of travel. Is that feasible? #4: And lastly, if it is practical/possible to start selling insurance on a part-time basis, HOW DO I GET STARTED???????? I have read this forum for several weeks. I know I need E&O, leads, etc. But I think I need knowledge of what and how first. Can someone/anyone give me some worthwhile advise?
Thanks. Walt
Apply for a job at Wal-Mart as a greeter. You will make more money and have a whole lot less stress in your life.
No one has ever become extremely successful doing anything part-time. You will piss away a whole lot of time and money unless you make a commitment.
If you have the confidence, skills and knowledge go for it.
If you need help getting started then either stay in the gate or go back to the stables.
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Medicare Supplement Sales Training and Coaching.
"The Perfect Contact Management Program (CMP) for the Insurance Professional" www.YourInsuranceOffice.com
877.633.0808
Thanks, Frank, for the tremendous encouragement and worthwhile advise. I will consider your words carefully and act accordingly.
Yes, I was being a "smart ass" and the advice could have been presented in a kinder manner. However, the message is still the same.
You are not willing to make a total commitment, you do not want to have to leave your home, you want to become an underwear agent and you know nothing about insurance.
Selling insurance is a profession, not just something one can jump into a couple of hours a week and have the money start rolling in.
Most of us here, the successful ones, have accomplished what we have done on our own as in paid our dues. Worked long hard hours every day all day learning the market, learning how to make a successful presentation, becoming experts on the products we sell and stepped on our dicks so many times it is amazing it still works.
Then people like you come along and think they can become a successful agent working 10 or 12 hours a week in the evening if they are in the mood and have a little time to spare.
Yes, that is going to get a smart-ass answer in most cases. Prospects for the most part are not going to want to be bothered in the evenings and weekends. Neither are successful agents who may be willing to train you.
If you want training in the senior market I will be willing to do it evenings and weekends but it is going to cost you dearly. Your time may not be valuable but mine is.
What is your background/experience/track record in the insurance business that would give someone comfort in dealing with you?
I've operated a few very successful businesses and have failed a few times. BUT - I know how to build teams.
Insurance is the perfect product for team building.
Originally Posted by Frank Stastny
#1 - You are not willing to make a total commitment, you do not want to have to leave your home, you want to become an underwear agent . . .
#2 - Selling insurance is a profession, not just something one can jump into a couple of hours a week and have the money start rolling in.
#3 - Then people like you come along and think they can become a successful agent working 10 or 12 hours a week in the evening if they are in the mood and have a little time to spare.
I've operated a few very successful businesses and have failed a few times. BUT - I know how to build teams.
Insurance is the perfect product for team building.
1) He can still be committed and do things in #1.
2) Why not?
3) "people like you"? What a pompous ass . . .
Insurance is simple if you keep it simple . . .
Tom
Yep, simple as A B C. All of this good advice and wisdom from a self-proclaimed "Insurance Marketing Organization".
No hidden agenda in those comments.
Come one, come all. Sign on the dotted line. You want a blue suit we will turn on the blue lights, want a green suit, no problem, we will turn on the green lights. You don't need to read the contract, just sign, we will "take care" of you.
We all know how helpful and fair "Insurance Marketing Organizations" are. They would never mislead an agent or even remotely make a comment they were not prepared to follow through with 199% of the time.
Does the phrase "bottom feeder" strike a familiar note? I would much rather be viewed as a "pompous ass" than a "bottom feeder". At least I'm not screwing with people's lives and future by making false promises.
Yes, I was being a "smart ass" and the advice could have been presented in a kinder manner. However, the message is still the same.
You are not willing to make a total commitment, you do not want to have to leave your home, you want to become an underwear agent and you know nothing about insurance.
Selling insurance is a profession, not just something one can jump into a couple of hours a week and have the money start rolling in.
Most of us here, the successful ones, have accomplished what we have done on our own as in paid our dues. Worked long hard hours every day all day learning the market, learning how to make a successful presentation, becoming experts on the products we sell and stepped on our dicks so many times it is amazing it still works.
Then people like you come along and think they can become a successful agent working 10 or 12 hours a week in the evening if they are in the mood and have a little time to spare.
Yes, that is going to get a smart-ass answer in most cases. Prospects for the most part are not going to want to be bothered in the evenings and weekends. Neither are successful agents who may be willing to train you.
If you want training in the senior market I will be willing to do it evenings and weekends but it is going to cost you dearly. Your time may not be valuable but mine is.
In fairness, how hard is insurance really? I mean, you made our profession sound really noble but it is really just about how you relate to people. Insurance in and of itself is very simple. Not like we are splitting atoms here. We do help people, but so does everybody else. If this other gentleman is good with people, he will do better than any of you who work so hard.
On a side note, stay away from Tom, who has successful started businesses and failed at a few. I think he has another failure coming his way.
Last edited by fastrack1 : 09-25-2008 at 11:27 PM.
Reason: Automerged Doublepost
#2 - Come one, come all. Sign on the dotted line. You want a blue suit we will turn on the blue lights, want a green suit, no problem, we will turn on the green lights. You don't need to read the contract, just sign, we will "take care" of you.
#3 - At least I'm not screwing with people's lives and future by making false promises.
1) I couldn't have said it better myself . . .
2) You are certainly confused. We offer a simple way to sell simple issue life - simple. No tough contracts. Everything is laid out for all to see - simple.
3) How are we doing that Frank? False promises? Please explain the rambling of your keyboard fingers . . .
I don't mind a good debate. I can even take the bashing. But - statements like #3 Frank is just a sign of someone that has nothing intelligent to say . . . Don't be jealous Frank!
Originally Posted by fastrack1
In fairness, how hard is insurance really? I mean, you made our profession sound really noble but it is really just about how you relate to people. Insurance in and of itself is very simple. Not like we are splitting atoms here. We do help people, but so does everybody else. If this other gentleman is good with people, he will do better than any of you who work so hard.
In fairness, how hard is insurance really? I mean, you made our profession sound really noble but it is really just about how you relate to people.
Couldn't agree more, there is a learing curve, but most of it is on the people side (although you still have to learn product). However, the only way to "make it" is to have a fierce desire to succeed. If you are only doing it in the evenings, I would argue you don't have the desire to make it happen. It would theoritically be possible to work evening appointments only (look at the Primerica people!), but you won't get far. In reality, after working all day you will come home and rather then pick up the phone, turn on the TV and check out. Good intentions don't produce revenue.
The way to succeed is to jump in with both feet and either sink or swim!
Couldn't agree more, there is a learing curve, but most of it is on the people side (although you still have to learn product). However, the only way to "make it" is to have a fierce desire to succeed. If you are only doing it in the evenings, I would argue you don't have the desire to make it happen. It would theoritically be possible to work evening appointments only (look at the Primerica people!), but you won't get far. In reality, after working all day you will come home and rather then pick up the phone, turn on the TV and check out. Good intentions don't produce revenue.
The way to succeed is to jump in with both feet and either sink or swim!
And if you want to succeed sink cannot be an option. When things don't work you keep on doing things until something works. If you will accept defeat you will not succeed in this business!
I have read this post and agree totally with what is being said...I have set aside 6 months of bills and have dedicated all my time to learning everything about the main health carriers offered in my state until my EO kicks in Oct 1..I am a veteran of the mortgage industry for the last 15 years and understand that insurance is more little sales than 5 big sales and am willing to put that mind set to work..
What type of marketing should I concentrate on? Are internet leads the only way to go for a newbie? What else should i be doing in case I missed anything?
This forum has been very informative in helping me get everything started, Thank you
Hi Walt. Here is the best thing to do. I started selling life insurance part-time through HBW about a year ago. They have an awesome program where you can also recruit other agents that allows you to create a long term income stream and earn overrides on agents you recruit onto your team.
I have about a ten minute Powerpoint presentation that maps out the system very simply. HBW works with most all the major companies.
Feel free to call me at 954-588-6995 or email me at capp0867@bellsouth.net and I'll be happy to help get you all the information you need to be sucessful.
Want to get started on insurance
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