What happens if a marketing organization { they shall remain nameless } refuses to give me an "as earned" contract?
RUN!
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Originally Posted by retread
I have a hard time believing this, JD.... they share the same address. How would the people in the same building not share the same management? The founder and owner of EMG is Sam Wolfe. I see the name Jeffrey Wolfe associated with EFES, but can't verify that yet.
They are different companies and they operate completely separate of one another. They are sister companies. Affiliated but not one entity.
Last edited by nka245 : 02-04-2009 at 01:21 AM.
Reason: Posts merged
Wow, I responded to an ad on craigslist for free leads and training with an insurance company. I had some woman call from down south, transfer me to Ralph.
I had a similar experience in December. (was her name Janet?) She's probably corrected it by now, but she sent me an email with a link which directed me to NAA, obviously a big error on her part. I don't know if it's appropriate to mention names (defamation?) so I'll just say it was Ralph's name dot com. That's not what bothered me. It was that Ralph never mentioned it to me during that very long power point presentation. In fact, all the ads on Craig's list say "not NAA" so I know I brought it up a few times.
I found nothing wrong with Equita, but when I hear about making millions, I usually turn away. I was also told to call a recording that was about 20 minutes long. The woman, who was very excited, kept calling it "crazy money" and how it just keeps rolling in day after day. Again, she mentioned making millions. So I just said no thank you. I also have no desire to start a team, although it's not required. One more thing I dislike (but that's just me!) is when the person who is advertising & recruiting has zero experience. IIRC the woman whose ad I replied to wasn't even licensed yet, although she planned to take her state exam soon. Last week I called another ad which turned out to be Equita as well. I asked how long he's been selling insurance (since I can look it up) and he told me he is studying for the Florida 215 license. It's probably legal, but not even licensed? The young man was very pleasant and I liked him, so we chatted for a while.
I recently spoke with a gentleman from United Wholesalers (UandIwin) who is probably being sincere about his organization, but my head started spinning during the presentation. All the charts and commission tiers made me dizzy. As soon as people start talking about recruiting and downlines, uplines, crosslines..whatever..I also say no thank you. Still, I don't think this makes either of these gentlemen dishonest as long as they represent good products and don't lie to agents about their commissions, leads, etc. Each agent has to do his/her due diligence to determine what type of agency is best.
Last edited by nstargazer : 02-12-2009 at 12:18 AM.
Reason: fix typo
No I am not just in the senior market. I am going to be in whatever market I can make the most money. I am coming off of a good income and need to get back there. It was my original plan to go into life and health and I got pulled into this deal with Equita. I basically need some guidance from someone so I don't wast any time.
Originally Posted by TRK3031962
That's all according to how you want to market, what your market is. Are you just in the senior market? Do you have a lead source? Etc.
No I am not just in the senior market. I am going to be in whatever market I can make the most money.
This is why we have to take so many certification courses in FL and also why Medicare Advantage commissions were cut in half. The latest mandatory CE course I took was called Senior Suitability and is based on the John & Patricia Seibel case where an 81 year old couple was sold $600,000 in annuities with a 15 year surrender.
Sure, everyone wants to make money, so maybe I'm reading you wrong, but you should work for a company you believe in and a product that will benefit your clients and improve their lives or add value to their portfolios. Any good closer can sell unsuitable products and make a killing, but you're not selling timeshare weeks.
Last edited by nstargazer : 03-24-2009 at 11:56 AM.
I get the feeling that you did get a wrong reading from my post. The fact of the matter is that I need to get back to where I was financially, but I'm not gonna do it by ill gotten gains. I am trying to make sure I get on board with a reputable company where I can maximize my earning potential. I just can't waste time on these companies with bad leads and bad management. Therefore I am open to any suggestions from someone who has found a valuable honest company to be a part of. My point was it could be any market of the insurance industry, I have no target yet.
Originally Posted by nstargazer
This is why we have to take so many certification courses in FL and also why Medicare Advantage commissions were cut in half. The latest mandatory CE course I took was called Senior Suitability and is based on the John & Patricia Seibel case where an 81 year old couple was sold $600,000 in annuities with a 15 year surrender.
Sure, everyone wants to make money, so maybe I'm reading you wrong, but you should work for a company you believe in and a product that will benefit your clients and improve their lives or add value to their portfolios. Any good closer can sell unsuitable products and make a killing, but you're not selling timeshare weeks.
AMEN TO THAT! that being said I like Travis he is a ground pounder and he's got your back! There is a (agent wanna b) named Ryan some kind of manager lives in a cubical dont think he has ever been in the field in his life but he sure can talk ! he also likes to play the lead game you know, like stopping them without letting you know. this way you have to call makes him feel important. hang with Travis
As Albert Einstein said: "The definition of insanity is doing the same thing over and over and expecting different results." I personally think, in my most humble opinion, that anyone who willingly jumps a sinking ship to board another sinking ship meets the aforementioned definition. Those who are newbies and have signed on with EMG, you still have the opportunity to explore your options. Maybe you will come to the conclusion that EMG works for you. Maybe you will see the light and move elsewhere. Check several options before diving in.
Why is it that no one ever seems to give a straight answer around here? Seems you may get an answer about who may be bad, but you never get the answer to your question. Like what is a good company that you have worked with who do you recommend, who is a good lead co? on and on. People seem to be full of advice just not straight answers to the question. Not trying to offend anyone, just when I ask a question I am trying to get to the answer.Especially if your new and keep getting burned you would like the help of the veterans as to save time and money.
I am sorry if I offended any one, I do appreciate all the posts and info we can all share.
Re: Watch Out for Ralph from Equita
Re: Watch Out for Ralph from Equita
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