Well, I'd say no one thing is for everyone. We were in real estate and the market is down, you could say.
Like another poster, we were accustomed to a certain income and real estate's not working right now, so we needed something that would work. We were introduced to a great manager who is very honest and tells it like it is even if that's not what you want to hear.
My husband and I joined EMG 2 weeks ago and have run leads 2 weekends. I have sold more than $12,000 with the leads they have - the majority being "b" leads. YMMV. You don't HAVE to buy leads from them, they just make them available. The first time the lead is produced, it is exclusive to you for 30 days. If you don't sell it within that time, they will make it available to other agents so that that family can get protected.
The "A" leads do cost $25+, but they are consistently on sale for less than $20 we are finding. I have found that on the "B" leads, many times agents haven't even called these people. The "B" leads are typically $7, but were on sale for like $5 this last week. Again, though, you don't have to buy the leads. They are just there if you want to take advantage of them.
We believe that some of the "b" leads are sold too many times - especially in the D/FW metroplex. But, in outer lying areas that doesn't seem to be the case. That's a fly in the ointment.
Not everyone is able to qualify for fully medical underwritten coverage and/or they don't feel comfortable having a medical exam. Everyone's different. They are underwritten by strong, stable companies and we feel really good about the product.
Some of the people don't have bank accounts or other issues. So what's new? Sales is about problem solving. If you think that's a difficult situation, try selling new homes. That's a complicated, multi-faceted sale where about 1,000 things can go wrong. Getting over "no bank account" is nuttin' but a thing.
Yes, you do start out at a 55% contract. You can, if you are willing to work, get up to a 100% contract fairly quickly.
Most of the posts I've seen about this subject don't seem to reveal the things I'm saying, so I just wanted to share another POV about Equita.
My husband has his Series x, y and z, and used to sell for Edward Jones and insurance companies. I'm not as well versed in all the intracacies of each company, but he is. Yes you could start out at more. Do you have the ability to get exclusive leads and a guarantee of $100k your first year, though? From the feedback I've received from my friends in the business, I don't see that as being the case.
One poster said that the training class is required. It is not. Your manager may say you must go, but you do not have to go through the training to get appointed. I did not do the training or boot camp.
No company is perfect. My husband and I have been entreprenuers most of our lives and run other businesses and those weren't perfect either. We just needed something that didn't have a steep learning curve that we could just get up and go and start selling. This has fit the bill nicely for us and we are able to feel good about doing good for people.
One poster said that they called into a call and heard someone talking about "crazy money." You know, she talks like that in person and on every call. That's just the way she is. I don't want to let that deter me in making a significant income for my family in a relatively short period of time, though.
The lady who talks about "crazy money" leads the Butcher Group. You can see what she means below for July 09:
[COLOR=blue]1st Place[/COLOR] Personal Producer
-Simeon G. = [COLOR=red]$61,163!![/COLOR] [COLOR=blue]1st Place[/COLOR] Agency Leader
-The Butcher Group = [COLOR=red]$497,370!![/COLOR]
There are tons of producers in the company. Just to give a sample for August 09:
Month-To-Date Leaders
1. [COLOR=red]
Larry J.[/COLOR][COLOR=red]
$55,235[/COLOR]
2. JC D.$52,0673. Timothy M.$47,2044. Simeon G.$37,2085. Patrick S.$33,4656. Wai-Ming W.$30,8387. William M.$30,8378. Timothy W.$30,7659. Patricia A.$30,07310. Randy J.$29,12311. Sterling W.$28,89412. Michael S.$28,13113. Edward S.$26,71914. Debora S.$26,25015. Frances P.$25,76216. Secelie D.$23,91117. Verena S.$23,29518. Fred E.$23,27819. Sheila M.$23,17220. Julianna J.$22,72321. Jill L.$22,57822. Karen D.$22,31023. Harold (Pete) A.$21,70824. Cornell A.$21,19625. Jack S.$20,977
Anyway, for anyone looking into this opportunity, I just wanted them to have this information to help balance the picture.
Re: Watch Out for Ralph from Equita
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