You are right. I was just letting him know that there is a segment of the population that really isn't as affected by what the economy is doing. They are already "out of a job" and most have been for some time.
I find your comment about "quite a few" that don't have either Med Supps interesting. It is extremely rare that I come in contact with an individual who only has Medicare. The very few that I have talked to are usually people with a lot of money who can easily cover the parts not covered by Medicare.
You know, the really cheap, well to do people who constantly bitch about "being on a fixed income".
There are some, not many, but some in this area(NW FL.), that say they can't afford a supplement and either don't qualify for Medicaid or are "too proud" to apply.
I do appreciate all the encouragement. But I still have a great attitude, and I know I could make this work IF financially I had something else going on. Again, this was my problem, I came in to this job with little savings (ex girlfriend ribbed my blind) as I was getting out of the military and I have children to support. My monthly bills comes out to be just over $2100 per month with child care, mortgage, ect. Now for a long time, I have been doing this with a great attitude, knowing it will get better, telling myself that I can stretch the cash out until I can get some more apps. Well after stretching for months and borrowing money to buy leads, lists and pay bills, I am now sitting here with $2 to my name and child care bills due. Now don't think I am complaining about being here, or the career, I am not, I still think it is a great career, but I also believe that people should always know that financially it is hard for a pretty good while and need another income coming. As for me being a single parent with no other income to support the kids, I wish I would have had fair warning or a good savings to start.
I do appreciate all the encouragement. But I still have a great attitude, and I know I could make this work IF financially I had something else going on. Again, this was my problem, I came in to this job with little savings (ex girlfriend ribbed my blind) as I was getting out of the military and I have children to support. My monthly bills comes out to be just over $2100 per month with child care, mortgage, ect. Now for a long time, I have been doing this with a great attitude, knowing it will get better, telling myself that I can stretch the cash out until I can get some more apps. Well after stretching for months and borrowing money to buy leads, lists and pay bills, I am now sitting here with $2 to my name and child care bills due. Now don't think I am complaining about being here, or the career, I am not, I still think it is a great career, but I also believe that people should always know that financially it is hard for a pretty good while and need another income coming. As for me being a single parent with no other income to support the kids, I wish I would have had fair warning or a good savings to start.
You just have to sell insurance. Policies that are easy issue...fast commission...no waiting until 3 weeks from now....issue and then paid. That's what you have to do. You have to sell and sell in this job...year after year.
I'm not going to borrow money for leads. Financially easier to just make phone calls or knock doors.
Good luck....hope things work out for you and your family.
I do appreciate all the encouragement. But I still have a great attitude, and I know I could make this work IF financially I had something else going on. Again, this was my problem, I came in to this job with little savings (ex girlfriend ribbed my blind) as I was getting out of the military and I have children to support. My monthly bills comes out to be just over $2100 per month with child care, mortgage, ect. Now for a long time, I have been doing this with a great attitude, knowing it will get better, telling myself that I can stretch the cash out until I can get some more apps. Well after stretching for months and borrowing money to buy leads, lists and pay bills, I am now sitting here with $2 to my name and child care bills due. Now don't think I am complaining about being here, or the career, I am not, I still think it is a great career, but I also believe that people should always know that financially it is hard for a pretty good while and need another income coming. As for me being a single parent with no other income to support the kids, I wish I would have had fair warning or a good savings to start.
Jaugusta, you take care of those children first. Who cares about a car, a house,etc. These are only things that will one day vanish anyway. You don't want your children to be in that group.
10 years ago I became a single dad with a 4 month old daughter and a 4 1/2 year old son. I was the finance manager for a car dealership and was working long hours and trying to raise the children the best I could. My little girl had to take 5 asthma treatments a day. I had a house I couldn't afford on my own, 2 car payments, and the rest of the bills that come along with being a dad. I finally ran out of money, sold my house, sold a car, and didn't have a dime to my name. I finally declared bankruptcy.
Why did I say all of this?
Because now I have ended a successful automotive career to start this one. When I wake up in the morning I have a beautiful wife, a beautiful daughter, and a 15 year old son that is now 6'7" tall, by my side. I have an awesome church family that I love dearly and I love Jesus with all of my heart and soul.
If you notice the last paragraph didn't say anything about STUFF. Why, because its not important!!!! I know it fels important but it's not right now.You are going through a tough time, but there is light on the other side of the tunnel. Take care of your children, and you can get the STUFF later.
Jaugusta, you take care of those children first. Who cares about a car, a house,etc. These are only things that will one day vanish anyway. You don't want your children to be in that group.
10 years ago I became a single dad with a 4 month old daughter and a 4 1/2 year old son. I was the finance manager for a car dealership and was working long hours and trying to raise the children the best I could. My little girl had to take 5 asthma treatments a day. I had a house I couldn't afford on my own, 2 car payments, and the rest of the bills that come along with being a dad. I finally ran out of money, sold my house, sold a car, and didn't have a dime to my name. I finally declared bankruptcy.
Why did I say all of this?
Because now I have ended a successful automotive career to start this one. When I wake up in the morning I have a beautiful wife, a beautiful daughter, and a 15 year old son that is now 6'7" tall, by my side. I have an awesome church family that I love dearly and I love Jesus with all of my heart and soul.
If you notice the last paragraph didn't say anything about STUFF. Why, because its not important!!!! I know it fels important but it's not right now.You are going through a tough time, but there is light on the other side of the tunnel. Take care of your children, and you can get the STUFF later.
Well said. Someone else said it like this, "Be careful to guard yourselves against every kind of greed, because a person's life doesn't consist of the amount of possessions he has."
Stuff doesn't mean much to me. The challenge that we engage in to be successful is what I really enjoy. The money is only an outcome of the effort and means of measuring some success.
Everyone wants to live on top of the mountain, but all the happiness and growth occurs while you're climbing it. Andy Rooney.
I do appreciate all the encouragement. But I still have a great attitude, and I know I could make this work IF financially I had something else going on. Again, this was my problem, I came in to this job with little savings (ex girlfriend ribbed my blind) as I was getting out of the military and I have children to support. My monthly bills comes out to be just over $2100 per month with child care, mortgage, ect. Now for a long time, I have been doing this with a great attitude, knowing it will get better, telling myself that I can stretch the cash out until I can get some more apps. Well after stretching for months and borrowing money to buy leads, lists and pay bills, I am now sitting here with $2 to my name and child care bills due. Now don't think I am complaining about being here, or the career, I am not, I still think it is a great career, but I also believe that people should always know that financially it is hard for a pretty good while and need another income coming. As for me being a single parent with no other income to support the kids, I wish I would have had fair warning or a good savings to start.
I can get you selling final expense. Paid very fast! We have a lead program. Our average agent makes $800-$1200 per week for about 40 hours of effort. Call Greg @252-292-3350
Well, this is my first time logging on here in a pretty good while. Well just an update, I am job hunting right now. It took forever to get any unamployment from the military, its very bery little, but it something.
I want to say thank you for all the guys who tried to help. I would have responded sooner but my net had to be cut off for a while.
Even after all of this....... I am considering getting back in to the game lol.
Thanks for the update! Things will look up - they always do - take it from someone who knows. Keep on keepin' on and do come back and let us all know how you're doing.
Well, this is my first time logging on here in a pretty good while. Well just an update, I am job hunting right now. It took forever to get any unamployment from the military, its very bery little, but it something.
I want to say thank you for all the guys who tried to help. I would have responded sooner but my net had to be cut off for a while.
Even after all of this....... I am considering getting back in to the game lol.
That monthly bonus was pretty nice.
It is good to see you back on here.
Remember; "It is not how FAR you fall, but rather how quickly you pick yourself back up.
------------------------------------ Direct 1-866.417.9580 X 109 mail@ngfgllc.com
Well, this is my first time logging on here in a pretty good while. Well just an update, I am job hunting right now. It took forever to get any unamployment from the military, its very bery little, but it something.
I want to say thank you for all the guys who tried to help. I would have responded sooner but my net had to be cut off for a while.
Even after all of this....... I am considering getting back in to the game lol.
That monthly bonus was pretty nice.
I have been there, I was captive with Aflac around 6 years ago. I made somewhere around 10,000 my first year with them. I left the business at that point and vowed never to come back. I took a job in the construction industry, worked there for 5 years and was laid off. The whole time I was working there I kept thinking about insurance. What if I had stayed in the business? Would I be making really good money now if I had not left? Well, needless to say, back in this field. It has been really rough, but I am sticking it out.
I wish I had kept my license and went indy part-time while I was working for that company. Oh well, we live and we learn. If I have to take another job before I make it this time, I am definitely keeping my license and selling on the side.
I have been there, I was captive with Aflac around 6 years ago. I made somewhere around 10,000 my first year with them. I left the business at that point and vowed never to come back. I took a job in the construction industry, worked there for 5 years and was laid off. The whole time I was working there I kept thinking about insurance. What if I had stayed in the business? Would I be making really good money now if I had not left? Well, needless to say, back in this field. It has been really rough, but I am sticking it out.
I wish I had kept my license and went indy part-time while I was working for that company. Oh well, we live and we learn. If I have to take another job before I make it this time, I am definitely keeping my license and selling on the side.
Welcome back to "our world". If I can help give me a call.
You didn't make a mistake. You learned how NOT to prospect for leads. I don't know what advice you received in the past, but perhaps going captive is what you should have done in the first place.
What might be appropriate for a single guy with no responsibilities is probably not for a guy in your situation.
OK, so now you are captive. So what. Learn as much as you can from whomever you are with, make some friends in the office, and for the first 90 days keep your ears open and you mouth shut. Do what they tell you do do... don't bitch, don't moan, don't complain. This is NOT the end of your career, this is the beginning. And you are likely to have many more "fits and starts" before you assume room temperture (which at age 61 I'm somewhat close to!)
If you believe in yourself and you have a bit of drive, a bit of confidence, and a "can-do" attitude, you are going to do just fine. I like to tell young people to "embrace the fear." It's good for you. You will learn to cope with it. Believe it from someone who has run more businesses into the ground than most people have ever thought about starting... "THE JOURNEY IS THE REWARD."
If you have to go on food stamps or welfare or whatever... to keep going forward.. as Nike says... just do it. Work hard each day and each time you come up empty with a rejection remind yourself that you are just that much closer to making a sale. It's all about numbers. If you ask enough women to marry you, sooner or later you will find one who will (Well I did, anyway!)
Live within your means, stay out of debt. Teach you child good values by practicing a good work ethic, and if you are faith-based, get involved with your church or synagogue, temple, or mosque.
Get out and do some heavy physical fitness each day. I've run 2 miles each day for the past 40 years and I can tell you that it helps to burn off the stress (and weight.)
You won't find any strength in a bottle or a pill. I say that because so many others thought they would. You won't... so don't even go there.
Post here. You have friends here. You can get advice and inspiration here... but no matter what keep your eye on the prize, laugh at adversity, and try to remember the old Jewish saying "And this too shall pass."
You are going to do just fine.
Believe it.
I do.
Al
One of the best posts I have read. Thanks Al. Im kinda in the same boat and this helps me tremendously.
Re: Well, at least I tried
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